Cost of Living: Garland, TX vs Fargo, ND (2026)

Garland

Texas
96
VS

Fargo

North Dakota
73

Garland is 32% more expensive than Fargo.

$1,525/mo ↑ 66%
Median Rent
$916/mo ↓ 40%
$74,717/yr ↑ 13%
Median Income
$66,029/yr ↓ 12%
$248,900 ↓ 8%
Home Value
$269,800 ↑ 8%
$1,445/mo ↑ 45%
Owner Costs
$997/mo ↓ 31%
245,298
Population
129,064

Tax Comparison

0%
Income Tax
2.5%
6.25%
State Sales Tax
5.0%
1.6%
Property Tax
0.98%

Affordability

24.5%
rent-to-income
Affordability
16.6%
rent-to-income

Detailed Comparison

When comparing Garland, TX and Fargo, ND, the overall cost of living indices are 96 and 73 respectively (national median = 100). Rent is $609/month cheaper in Fargo, saving renters about $7,308/year.

Median household income is $8,688/year higher in Garland. Home values also differ significantly — the median in Garland is $248,900 compared to $269,800 in Fargo.

Texas has no state income tax, giving Garland residents a significant tax advantage over North Dakota's 2.5% rate.

Frequently Asked Questions

Garland vs Fargo — common questions

Is Garland or Fargo cheaper to live in?
Based on our cost index, Fargo is cheaper to live in with an index of 73 compared to 96 (US average = 100).
What is the rent difference between Garland and Fargo?
Median rent in Garland is $1,525/month and in Fargo it's $916/month — a difference of $609/month.
Which city has higher income, Garland or Fargo?
Median household income is $74,717 in Garland and $66,029 in Fargo. Median household income is $8,688/year higher in Garland.
How do taxes compare between Texas and North Dakota?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. North Dakota has 2.5% income tax, 5.0% sales tax, and 0.98% property tax.
Should I move to Garland or Fargo?
It depends on your priorities. Garland has a cost index of 96 with median rent of $1,525/mo, while Fargo has a cost index of 73 with rent of $916/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Garland details → View Fargo details →

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