Cost of Living: Garland, TX vs Fort Collins, CO (2026)

Garland

Texas
96
VS

Fort Collins

Colorado
137

Garland is 30% cheaper than Fort Collins.

$1,525/mo ↓ 8%
Median Rent
$1,661/mo ↑ 9%
$74,717/yr ↓ 11%
Median Income
$83,598/yr ↑ 12%
$248,900 ↓ 55%
Home Value
$548,400 ↑ 120%
$1,445/mo ↓ 15%
Owner Costs
$1,692/mo ↑ 17%
245,298
Population
169,705

Tax Comparison

0%
Income Tax
4.4%
6.25%
State Sales Tax
2.9%
1.6%
Property Tax
0.51%

Affordability

24.5%
rent-to-income
Affordability
23.8%
rent-to-income

Detailed Comparison

When comparing Garland, TX and Fort Collins, CO, the overall cost of living indices are 96 and 137 respectively (national median = 100). Rent is $136/month cheaper in Garland, saving renters about $1,632/year.

Median household income is $8,881/year higher in Fort Collins. Home values also differ significantly — the median in Garland is $248,900 compared to $548,400 in Fort Collins.

Texas has no state income tax, giving Garland residents a significant tax advantage over Colorado's 4.4% rate.

Frequently Asked Questions

Garland vs Fort Collins — common questions

Is Garland or Fort Collins cheaper to live in?
Based on our cost index, Garland is cheaper to live in with an index of 96 compared to 137 (US average = 100).
What is the rent difference between Garland and Fort Collins?
Median rent in Garland is $1,525/month and in Fort Collins it's $1,661/month — a difference of $136/month.
Which city has higher income, Garland or Fort Collins?
Median household income is $74,717 in Garland and $83,598 in Fort Collins. Median household income is $8,881/year higher in Fort Collins.
How do taxes compare between Texas and Colorado?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Colorado has 4.4% income tax, 2.9% sales tax, and 0.51% property tax.
Should I move to Garland or Fort Collins?
It depends on your priorities. Garland has a cost index of 96 with median rent of $1,525/mo, while Fort Collins has a cost index of 137 with rent of $1,661/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Garland details → View Fort Collins details →

More Comparisons

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