Cost of Living: Garland, TX vs Hartford, CT (2026)

Garland

Texas
96
VS

Hartford

Connecticut
81

Garland is 19% more expensive than Hartford.

$1,525/mo ↑ 25%
Median Rent
$1,221/mo ↓ 20%
$74,717/yr ↑ 65%
Median Income
$45,300/yr ↓ 39%
$248,900 ↑ 15%
Home Value
$217,200 ↓ 13%
$1,445/mo ↑ 13%
Owner Costs
$1,279/mo ↓ 11%
245,298
Population
119,970

Tax Comparison

0%
Income Tax
6.99%
6.25%
State Sales Tax
6.35%
1.6%
Property Tax
2.15%

Affordability

24.5%
rent-to-income
Affordability
32.3%
rent-to-income

Detailed Comparison

When comparing Garland, TX and Hartford, CT, the overall cost of living indices are 96 and 81 respectively (national median = 100). Rent is $304/month cheaper in Hartford, saving renters about $3,648/year.

Median household income is $29,417/year higher in Garland. Home values also differ significantly — the median in Garland is $248,900 compared to $217,200 in Hartford.

Texas has no state income tax, giving Garland residents a significant tax advantage over Connecticut's 6.99% rate.

Frequently Asked Questions

Garland vs Hartford — common questions

Is Garland or Hartford cheaper to live in?
Based on our cost index, Hartford is cheaper to live in with an index of 81 compared to 96 (US average = 100).
What is the rent difference between Garland and Hartford?
Median rent in Garland is $1,525/month and in Hartford it's $1,221/month — a difference of $304/month.
Which city has higher income, Garland or Hartford?
Median household income is $74,717 in Garland and $45,300 in Hartford. Median household income is $29,417/year higher in Garland.
How do taxes compare between Texas and Connecticut?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Connecticut has 6.99% income tax, 6.35% sales tax, and 2.15% property tax.
Should I move to Garland or Hartford?
It depends on your priorities. Garland has a cost index of 96 with median rent of $1,525/mo, while Hartford has a cost index of 81 with rent of $1,221/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Garland details → View Hartford details →

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