Cost of Living: Garland, TX vs Jackson, MS (2026)

Garland

Texas
96
VS

Jackson

Mississippi
58

Garland is 66% more expensive than Jackson.

$1,525/mo ↑ 50%
Median Rent
$1,018/mo ↓ 33%
$74,717/yr ↑ 73%
Median Income
$43,238/yr ↓ 42%
$248,900 ↑ 130%
Home Value
$108,200 ↓ 57%
$1,445/mo ↑ 51%
Owner Costs
$956/mo ↓ 34%
245,298
Population
149,827

Tax Comparison

0%
Income Tax
5.0%
6.25%
State Sales Tax
7.0%
1.6%
Property Tax
0.67%

Affordability

24.5%
rent-to-income
Affordability
28.3%
rent-to-income

Detailed Comparison

When comparing Garland, TX and Jackson, MS, the overall cost of living indices are 96 and 58 respectively (national median = 100). Rent is $507/month cheaper in Jackson, saving renters about $6,084/year.

Median household income is $31,479/year higher in Garland. Home values also differ significantly — the median in Garland is $248,900 compared to $108,200 in Jackson.

Texas has no state income tax, giving Garland residents a significant tax advantage over Mississippi's 5.0% rate.

Frequently Asked Questions

Garland vs Jackson — common questions

Is Garland or Jackson cheaper to live in?
Based on our cost index, Jackson is cheaper to live in with an index of 58 compared to 96 (US average = 100).
What is the rent difference between Garland and Jackson?
Median rent in Garland is $1,525/month and in Jackson it's $1,018/month — a difference of $507/month.
Which city has higher income, Garland or Jackson?
Median household income is $74,717 in Garland and $43,238 in Jackson. Median household income is $31,479/year higher in Garland.
How do taxes compare between Texas and Mississippi?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Mississippi has 5.0% income tax, 7.0% sales tax, and 0.67% property tax.
Should I move to Garland or Jackson?
It depends on your priorities. Garland has a cost index of 96 with median rent of $1,525/mo, while Jackson has a cost index of 58 with rent of $1,018/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Garland details → View Jackson details →

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