Cost of Living: Garland, TX vs Knoxville, TN (2026)

Garland

Texas
96
VS

Knoxville

Tennessee
74

Garland is 30% more expensive than Knoxville.

$1,525/mo ↑ 37%
Median Rent
$1,116/mo ↓ 27%
$74,717/yr ↑ 47%
Median Income
$50,994/yr ↓ 32%
$248,900 ↑ 16%
Home Value
$214,000 ↓ 14%
$1,445/mo ↑ 34%
Owner Costs
$1,075/mo ↓ 26%
245,298
Population
193,721

Tax Comparison

0%
Income Tax
0%
6.25%
State Sales Tax
7.0%
1.6%
Property Tax
0.64%

Affordability

24.5%
rent-to-income
Affordability
26.3%
rent-to-income

Detailed Comparison

When comparing Garland, TX and Knoxville, TN, the overall cost of living indices are 96 and 74 respectively (national median = 100). Rent is $409/month cheaper in Knoxville, saving renters about $4,908/year.

Median household income is $23,723/year higher in Garland. Home values also differ significantly — the median in Garland is $248,900 compared to $214,000 in Knoxville.

Frequently Asked Questions

Garland vs Knoxville — common questions

Is Garland or Knoxville cheaper to live in?
Based on our cost index, Knoxville is cheaper to live in with an index of 74 compared to 96 (US average = 100).
What is the rent difference between Garland and Knoxville?
Median rent in Garland is $1,525/month and in Knoxville it's $1,116/month — a difference of $409/month.
Which city has higher income, Garland or Knoxville?
Median household income is $74,717 in Garland and $50,994 in Knoxville. Median household income is $23,723/year higher in Garland.
How do taxes compare between Texas and Tennessee?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Tennessee has 0% income tax, 7.0% sales tax, and 0.64% property tax.
Should I move to Garland or Knoxville?
It depends on your priorities. Garland has a cost index of 96 with median rent of $1,525/mo, while Knoxville has a cost index of 74 with rent of $1,116/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Garland details → View Knoxville details →

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