Cost of Living: Garland, TX vs Las Cruces, NM (2026)

Garland

Texas
96
VS

Las Cruces

New Mexico
68

Garland is 41% more expensive than Las Cruces.

$1,525/mo ↑ 61%
Median Rent
$946/mo ↓ 38%
$74,717/yr ↑ 35%
Median Income
$55,176/yr ↓ 26%
$248,900 ↑ 14%
Home Value
$217,400 ↓ 13%
$1,445/mo ↑ 48%
Owner Costs
$974/mo ↓ 33%
245,298
Population
112,612

Tax Comparison

0%
Income Tax
5.9%
6.25%
State Sales Tax
5.0%
1.6%
Property Tax
0.67%

Affordability

24.5%
rent-to-income
Affordability
20.6%
rent-to-income

Detailed Comparison

When comparing Garland, TX and Las Cruces, NM, the overall cost of living indices are 96 and 68 respectively (national median = 100). Rent is $579/month cheaper in Las Cruces, saving renters about $6,948/year.

Median household income is $19,541/year higher in Garland. Home values also differ significantly — the median in Garland is $248,900 compared to $217,400 in Las Cruces.

Texas has no state income tax, giving Garland residents a significant tax advantage over New Mexico's 5.9% rate.

Frequently Asked Questions

Garland vs Las Cruces — common questions

Is Garland or Las Cruces cheaper to live in?
Based on our cost index, Las Cruces is cheaper to live in with an index of 68 compared to 96 (US average = 100).
What is the rent difference between Garland and Las Cruces?
Median rent in Garland is $1,525/month and in Las Cruces it's $946/month — a difference of $579/month.
Which city has higher income, Garland or Las Cruces?
Median household income is $74,717 in Garland and $55,176 in Las Cruces. Median household income is $19,541/year higher in Garland.
How do taxes compare between Texas and New Mexico?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. New Mexico has 5.9% income tax, 5.0% sales tax, and 0.67% property tax.
Should I move to Garland or Las Cruces?
It depends on your priorities. Garland has a cost index of 96 with median rent of $1,525/mo, while Las Cruces has a cost index of 68 with rent of $946/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Garland details → View Las Cruces details →

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