Cost of Living: Garland, TX vs Norfolk, VA (2026)

Garland

Texas
96
VS

Norfolk

Virginia
89

Garland is 8% more expensive than Norfolk.

$1,525/mo ↑ 22%
Median Rent
$1,246/mo ↓ 18%
$74,717/yr ↑ 17%
Median Income
$64,017/yr ↓ 14%
$248,900 ↓ 8%
Home Value
$271,900 ↑ 9%
$1,445/mo ↑ 6%
Owner Costs
$1,366/mo ↓ 5%
245,298
Population
235,037

Tax Comparison

0%
Income Tax
5.75%
6.25%
State Sales Tax
5.3%
1.6%
Property Tax
0.8%

Affordability

24.5%
rent-to-income
Affordability
23.4%
rent-to-income

Detailed Comparison

When comparing Garland, TX and Norfolk, VA, the overall cost of living indices are 96 and 89 respectively (national median = 100). Rent is $279/month cheaper in Norfolk, saving renters about $3,348/year.

Median household income is $10,700/year higher in Garland. Home values also differ significantly — the median in Garland is $248,900 compared to $271,900 in Norfolk.

Texas has no state income tax, giving Garland residents a significant tax advantage over Virginia's 5.75% rate.

Frequently Asked Questions

Garland vs Norfolk — common questions

Is Garland or Norfolk cheaper to live in?
Based on our cost index, Norfolk is cheaper to live in with an index of 89 compared to 96 (US average = 100).
What is the rent difference between Garland and Norfolk?
Median rent in Garland is $1,525/month and in Norfolk it's $1,246/month — a difference of $279/month.
Which city has higher income, Garland or Norfolk?
Median household income is $74,717 in Garland and $64,017 in Norfolk. Median household income is $10,700/year higher in Garland.
How do taxes compare between Texas and Virginia?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Virginia has 5.75% income tax, 5.3% sales tax, and 0.8% property tax.
Should I move to Garland or Norfolk?
It depends on your priorities. Garland has a cost index of 96 with median rent of $1,525/mo, while Norfolk has a cost index of 89 with rent of $1,246/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Garland details → View Norfolk details →

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