Cost of Living: Garland, TX vs Norman, OK (2026)

Garland

Texas
96
VS

Norman

Oklahoma
76

Garland is 26% more expensive than Norman.

$1,525/mo ↑ 43%
Median Rent
$1,064/mo ↓ 30%
$74,717/yr ↑ 15%
Median Income
$65,060/yr ↓ 13%
$248,900 ↑ 4%
Home Value
$239,300 ↓ 4%
$1,445/mo ↑ 29%
Owner Costs
$1,121/mo ↓ 22%
245,298
Population
128,714

Tax Comparison

0%
Income Tax
4.75%
6.25%
State Sales Tax
4.5%
1.6%
Property Tax
0.9%

Affordability

24.5%
rent-to-income
Affordability
19.6%
rent-to-income

Detailed Comparison

When comparing Garland, TX and Norman, OK, the overall cost of living indices are 96 and 76 respectively (national median = 100). Rent is $461/month cheaper in Norman, saving renters about $5,532/year.

Median household income is $9,657/year higher in Garland. Home values also differ significantly — the median in Garland is $248,900 compared to $239,300 in Norman.

Texas has no state income tax, giving Garland residents a significant tax advantage over Oklahoma's 4.75% rate.

Frequently Asked Questions

Garland vs Norman — common questions

Is Garland or Norman cheaper to live in?
Based on our cost index, Norman is cheaper to live in with an index of 76 compared to 96 (US average = 100).
What is the rent difference between Garland and Norman?
Median rent in Garland is $1,525/month and in Norman it's $1,064/month — a difference of $461/month.
Which city has higher income, Garland or Norman?
Median household income is $74,717 in Garland and $65,060 in Norman. Median household income is $9,657/year higher in Garland.
How do taxes compare between Texas and Oklahoma?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Oklahoma has 4.75% income tax, 4.5% sales tax, and 0.9% property tax.
Should I move to Garland or Norman?
It depends on your priorities. Garland has a cost index of 96 with median rent of $1,525/mo, while Norman has a cost index of 76 with rent of $1,064/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Garland details → View Norman details →

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