Cost of Living: Garland, TX vs Ontario, CA (2026)

Garland

Texas
96
VS

Ontario

California
152

Garland is 37% cheaper than Ontario.

$1,525/mo ↓ 20%
Median Rent
$1,916/mo ↑ 26%
$74,717/yr ↓ 10%
Median Income
$82,806/yr ↑ 11%
$248,900 ↓ 56%
Home Value
$568,000 ↑ 128%
$1,445/mo ↓ 27%
Owner Costs
$1,967/mo ↑ 36%
245,298
Population
178,347

Tax Comparison

0%
Income Tax
13.3%
6.25%
State Sales Tax
7.25%
1.6%
Property Tax
0.71%

Affordability

24.5%
rent-to-income
Affordability
27.8%
rent-to-income

Detailed Comparison

When comparing Garland, TX and Ontario, CA, the overall cost of living indices are 96 and 152 respectively (national median = 100). Rent is $391/month cheaper in Garland, saving renters about $4,692/year.

Median household income is $8,089/year higher in Ontario. Home values also differ significantly — the median in Garland is $248,900 compared to $568,000 in Ontario.

Texas has no state income tax, giving Garland residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Garland vs Ontario — common questions

Is Garland or Ontario cheaper to live in?
Based on our cost index, Garland is cheaper to live in with an index of 96 compared to 152 (US average = 100).
What is the rent difference between Garland and Ontario?
Median rent in Garland is $1,525/month and in Ontario it's $1,916/month — a difference of $391/month.
Which city has higher income, Garland or Ontario?
Median household income is $74,717 in Garland and $82,806 in Ontario. Median household income is $8,089/year higher in Ontario.
How do taxes compare between Texas and California?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Garland or Ontario?
It depends on your priorities. Garland has a cost index of 96 with median rent of $1,525/mo, while Ontario has a cost index of 152 with rent of $1,916/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Garland details → View Ontario details →

More Comparisons

Other cost of living comparisons for Garland and Ontario

Garland vs. Glendale Garland vs. Scottsdale Garland vs. Winston-Salem Garland vs. Boise Garland vs. Chesapeake Garland vs. Arlington Ontario vs. Aurora Ontario vs. Eugene Ontario vs. Chattanooga Ontario vs. Elk Grove Ontario vs. Fort Lauderdale Ontario vs. Santa Rosa