Cost of Living: Garland, TX vs Oxnard, CA (2026)

Garland

Texas
96
VS

Oxnard

California
159

Garland is 40% cheaper than Oxnard.

$1,525/mo ↓ 22%
Median Rent
$1,962/mo ↑ 29%
$74,717/yr ↓ 20%
Median Income
$93,372/yr ↑ 25%
$248,900 ↓ 60%
Home Value
$617,800 ↑ 148%
$1,445/mo ↓ 27%
Owner Costs
$1,976/mo ↑ 37%
245,298
Population
201,014

Tax Comparison

0%
Income Tax
13.3%
6.25%
State Sales Tax
7.25%
1.6%
Property Tax
0.71%

Affordability

24.5%
rent-to-income
Affordability
25.2%
rent-to-income

Detailed Comparison

When comparing Garland, TX and Oxnard, CA, the overall cost of living indices are 96 and 159 respectively (national median = 100). Rent is $437/month cheaper in Garland, saving renters about $5,244/year.

Median household income is $18,655/year higher in Oxnard. Home values also differ significantly — the median in Garland is $248,900 compared to $617,800 in Oxnard.

Texas has no state income tax, giving Garland residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Garland vs Oxnard — common questions

Is Garland or Oxnard cheaper to live in?
Based on our cost index, Garland is cheaper to live in with an index of 96 compared to 159 (US average = 100).
What is the rent difference between Garland and Oxnard?
Median rent in Garland is $1,525/month and in Oxnard it's $1,962/month — a difference of $437/month.
Which city has higher income, Garland or Oxnard?
Median household income is $74,717 in Garland and $93,372 in Oxnard. Median household income is $18,655/year higher in Oxnard.
How do taxes compare between Texas and California?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Garland or Oxnard?
It depends on your priorities. Garland has a cost index of 96 with median rent of $1,525/mo, while Oxnard has a cost index of 159 with rent of $1,962/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Garland details → View Oxnard details →

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