Cost of Living: Garland, TX vs Palm Bay, FL (2026)

Garland

Texas
96
VS

Palm Bay

Florida
91

Garland is 5% more expensive than Palm Bay.

$1,525/mo ↑ 3%
Median Rent
$1,487/mo ↓ 2%
$74,717/yr ↑ 11%
Median Income
$67,521/yr ↓ 10%
$248,900 ≈ Same
Home Value
$248,000 ≈ Same
$1,445/mo ↑ 20%
Owner Costs
$1,203/mo ↓ 17%
245,298
Population
125,273

Tax Comparison

0%
Income Tax
0%
6.25%
State Sales Tax
6.0%
1.6%
Property Tax
0.86%

Affordability

24.5%
rent-to-income
Affordability
26.4%
rent-to-income

Detailed Comparison

When comparing Garland, TX and Palm Bay, FL, the overall cost of living indices are 96 and 91 respectively (national median = 100). Rent is comparable in both cities, with less than $50/month separating them.

Median household income is $7,196/year higher in Garland. Home values also differ significantly — the median in Garland is $248,900 compared to $248,000 in Palm Bay.

Frequently Asked Questions

Garland vs Palm Bay — common questions

Is Garland or Palm Bay cheaper to live in?
Based on our cost index, Palm Bay is cheaper to live in with an index of 91 compared to 96 (US average = 100).
What is the rent difference between Garland and Palm Bay?
Median rent in Garland is $1,525/month and in Palm Bay it's $1,487/month — a difference of $38/month.
Which city has higher income, Garland or Palm Bay?
Median household income is $74,717 in Garland and $67,521 in Palm Bay. Median household income is $7,196/year higher in Garland.
How do taxes compare between Texas and Florida?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Garland or Palm Bay?
It depends on your priorities. Garland has a cost index of 96 with median rent of $1,525/mo, while Palm Bay has a cost index of 91 with rent of $1,487/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Garland details → View Palm Bay details →

More Comparisons

Other cost of living comparisons for Garland and Palm Bay

Garland vs. Glendale Garland vs. Scottsdale Garland vs. Winston-Salem Garland vs. Boise Garland vs. Chesapeake Garland vs. Arlington Palm Bay vs. Allentown Palm Bay vs. Meridian Palm Bay vs. Thousand Oaks Palm Bay vs. Vallejo Palm Bay vs. Simi Valley Palm Bay vs. Round Rock