Cost of Living: Garland, TX vs Providence, RI (2026)

Garland

Texas
96
VS

Providence

Rhode Island
99

Garland is 3% cheaper than Providence.

$1,525/mo ↑ 14%
Median Rent
$1,333/mo ↓ 13%
$74,717/yr ↑ 12%
Median Income
$66,772/yr ↓ 11%
$248,900 ↓ 23%
Home Value
$322,800 ↑ 30%
$1,445/mo ↓ 1%
Owner Costs
$1,467/mo ↑ 2%
245,298
Population
190,214

Tax Comparison

0%
Income Tax
5.99%
6.25%
State Sales Tax
7.0%
1.6%
Property Tax
1.53%

Affordability

24.5%
rent-to-income
Affordability
24.0%
rent-to-income

Detailed Comparison

When comparing Garland, TX and Providence, RI, the overall cost of living indices are 96 and 99 respectively (national median = 100). Rent is $192/month cheaper in Providence, saving renters about $2,304/year.

Median household income is $7,945/year higher in Garland. Home values also differ significantly — the median in Garland is $248,900 compared to $322,800 in Providence.

Texas has no state income tax, giving Garland residents a significant tax advantage over Rhode Island's 5.99% rate.

Frequently Asked Questions

Garland vs Providence — common questions

Is Garland or Providence cheaper to live in?
Based on our cost index, Garland is cheaper to live in with an index of 96 compared to 99 (US average = 100).
What is the rent difference between Garland and Providence?
Median rent in Garland is $1,525/month and in Providence it's $1,333/month — a difference of $192/month.
Which city has higher income, Garland or Providence?
Median household income is $74,717 in Garland and $66,772 in Providence. Median household income is $7,945/year higher in Garland.
How do taxes compare between Texas and Rhode Island?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Rhode Island has 5.99% income tax, 7.0% sales tax, and 1.53% property tax.
Should I move to Garland or Providence?
It depends on your priorities. Garland has a cost index of 96 with median rent of $1,525/mo, while Providence has a cost index of 99 with rent of $1,333/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Garland details → View Providence details →

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