Cost of Living: Garland, TX vs Rancho Cucamonga, CA (2026)

Garland

Texas
96
VS

Rancho Cucamonga

California
182

Garland is 47% cheaper than Rancho Cucamonga.

$1,525/mo ↓ 33%
Median Rent
$2,286/mo ↑ 50%
$74,717/yr ↓ 32%
Median Income
$109,511/yr ↑ 47%
$248,900 ↓ 64%
Home Value
$694,400 ↑ 179%
$1,445/mo ↓ 38%
Owner Costs
$2,324/mo ↑ 61%
245,298
Population
174,693

Tax Comparison

0%
Income Tax
13.3%
6.25%
State Sales Tax
7.25%
1.6%
Property Tax
0.71%

Affordability

24.5%
rent-to-income
Affordability
25.0%
rent-to-income

Detailed Comparison

When comparing Garland, TX and Rancho Cucamonga, CA, the overall cost of living indices are 96 and 182 respectively (national median = 100). Rent is $761/month cheaper in Garland, saving renters about $9,132/year.

Median household income is $34,794/year higher in Rancho Cucamonga. Home values also differ significantly — the median in Garland is $248,900 compared to $694,400 in Rancho Cucamonga.

Texas has no state income tax, giving Garland residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Garland vs Rancho Cucamonga — common questions

Is Garland or Rancho Cucamonga cheaper to live in?
Based on our cost index, Garland is cheaper to live in with an index of 96 compared to 182 (US average = 100).
What is the rent difference between Garland and Rancho Cucamonga?
Median rent in Garland is $1,525/month and in Rancho Cucamonga it's $2,286/month — a difference of $761/month.
Which city has higher income, Garland or Rancho Cucamonga?
Median household income is $74,717 in Garland and $109,511 in Rancho Cucamonga. Median household income is $34,794/year higher in Rancho Cucamonga.
How do taxes compare between Texas and California?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Garland or Rancho Cucamonga?
It depends on your priorities. Garland has a cost index of 96 with median rent of $1,525/mo, while Rancho Cucamonga has a cost index of 182 with rent of $2,286/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Garland details → View Rancho Cucamonga details →

More Comparisons

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