Cost of Living: Garland, TX vs Richardson, TX (2026)

Garland

Texas
96
VS

Richardson

Texas
128

Garland is 25% cheaper than Richardson.

$1,525/mo ↓ 16%
Median Rent
$1,825/mo ↑ 20%
$74,717/yr ↓ 22%
Median Income
$96,257/yr ↑ 29%
$248,900 ↓ 39%
Home Value
$405,600 ↑ 63%
$1,445/mo ↓ 20%
Owner Costs
$1,796/mo ↑ 24%
245,298
Population
118,269

Tax Comparison

0%
Income Tax
0%
6.25%
State Sales Tax
6.25%
1.6%
Property Tax
1.6%

Affordability

24.5%
rent-to-income
Affordability
22.8%
rent-to-income

Detailed Comparison

When comparing Garland, TX and Richardson, TX, the overall cost of living indices are 96 and 128 respectively (national median = 100). Rent is $300/month cheaper in Garland, saving renters about $3,600/year.

Median household income is $21,540/year higher in Richardson. Home values also differ significantly — the median in Garland is $248,900 compared to $405,600 in Richardson.

Both cities share the same state tax structure since they are in Texas.

Frequently Asked Questions

Garland vs Richardson — common questions

Is Garland or Richardson cheaper to live in?
Based on our cost index, Garland is cheaper to live in with an index of 96 compared to 128 (US average = 100).
What is the rent difference between Garland and Richardson?
Median rent in Garland is $1,525/month and in Richardson it's $1,825/month — a difference of $300/month.
Which city has higher income, Garland or Richardson?
Median household income is $74,717 in Garland and $96,257 in Richardson. Median household income is $21,540/year higher in Richardson.
How do taxes compare between Texas and Texas?
Both cities are in Texas and share the same state tax rates: 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Garland or Richardson?
It depends on your priorities. Garland has a cost index of 96 with median rent of $1,525/mo, while Richardson has a cost index of 128 with rent of $1,825/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Garland details → View Richardson details →

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Garland vs. Glendale Garland vs. Scottsdale Garland vs. Winston-Salem Garland vs. Boise Garland vs. Chesapeake Garland vs. Arlington Richardson vs. Billings Richardson vs. Cambridge Richardson vs. Wilmington Richardson vs. North Charleston Richardson vs. Spring Hill Richardson vs. Clearwater