Cost of Living: Garland, TX vs Santa Clara, CA (2026)

Garland

Texas
96
VS

Santa Clara

California
307

Garland is 69% cheaper than Santa Clara.

$1,525/mo ↓ 49%
Median Rent
$2,985/mo ↑ 96%
$74,717/yr ↓ 57%
Median Income
$173,670/yr ↑ 132%
$248,900 ↓ 84%
Home Value
$1,527,900 ↑ 514%
$1,445/mo ↓ 53%
Owner Costs
$3,051/mo ↑ 111%
245,298
Population
129,239

Tax Comparison

0%
Income Tax
13.3%
6.25%
State Sales Tax
7.25%
1.6%
Property Tax
0.71%

Affordability

24.5%
rent-to-income
Affordability
20.6%
rent-to-income

Detailed Comparison

When comparing Garland, TX and Santa Clara, CA, the overall cost of living indices are 96 and 307 respectively (national median = 100). Rent is $1,460/month cheaper in Garland, saving renters about $17,520/year.

Median household income is $98,953/year higher in Santa Clara. Home values also differ significantly — the median in Garland is $248,900 compared to $1,527,900 in Santa Clara.

Texas has no state income tax, giving Garland residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Garland vs Santa Clara — common questions

Is Garland or Santa Clara cheaper to live in?
Based on our cost index, Garland is cheaper to live in with an index of 96 compared to 307 (US average = 100).
What is the rent difference between Garland and Santa Clara?
Median rent in Garland is $1,525/month and in Santa Clara it's $2,985/month — a difference of $1,460/month.
Which city has higher income, Garland or Santa Clara?
Median household income is $74,717 in Garland and $173,670 in Santa Clara. Median household income is $98,953/year higher in Santa Clara.
How do taxes compare between Texas and California?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Garland or Santa Clara?
It depends on your priorities. Garland has a cost index of 96 with median rent of $1,525/mo, while Santa Clara has a cost index of 307 with rent of $2,985/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Garland details → View Santa Clara details →

More Comparisons

Other cost of living comparisons for Garland and Santa Clara

Garland vs. Glendale Garland vs. Scottsdale Garland vs. Winston-Salem Garland vs. Boise Garland vs. Chesapeake Garland vs. Arlington Santa Clara vs. Carrollton Santa Clara vs. Fargo Santa Clara vs. New Haven Santa Clara vs. Norman Santa Clara vs. Sterling Heights Santa Clara vs. Lewisville