Cost of Living: Garland, TX vs Thousand Oaks, CA (2026)

Garland

Texas
96
VS

Thousand Oaks

California
226

Garland is 58% cheaper than Thousand Oaks.

$1,525/mo ↓ 41%
Median Rent
$2,580/mo ↑ 69%
$74,717/yr ↓ 44%
Median Income
$134,367/yr ↑ 80%
$248,900 ↓ 74%
Home Value
$951,200 ↑ 282%
$1,445/mo ↓ 47%
Owner Costs
$2,726/mo ↑ 89%
245,298
Population
125,676

Tax Comparison

0%
Income Tax
13.3%
6.25%
State Sales Tax
7.25%
1.6%
Property Tax
0.71%

Affordability

24.5%
rent-to-income
Affordability
23.0%
rent-to-income

Detailed Comparison

When comparing Garland, TX and Thousand Oaks, CA, the overall cost of living indices are 96 and 226 respectively (national median = 100). Rent is $1,055/month cheaper in Garland, saving renters about $12,660/year.

Median household income is $59,650/year higher in Thousand Oaks. Home values also differ significantly — the median in Garland is $248,900 compared to $951,200 in Thousand Oaks.

Texas has no state income tax, giving Garland residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Garland vs Thousand Oaks — common questions

Is Garland or Thousand Oaks cheaper to live in?
Based on our cost index, Garland is cheaper to live in with an index of 96 compared to 226 (US average = 100).
What is the rent difference between Garland and Thousand Oaks?
Median rent in Garland is $1,525/month and in Thousand Oaks it's $2,580/month — a difference of $1,055/month.
Which city has higher income, Garland or Thousand Oaks?
Median household income is $74,717 in Garland and $134,367 in Thousand Oaks. Median household income is $59,650/year higher in Thousand Oaks.
How do taxes compare between Texas and California?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Garland or Thousand Oaks?
It depends on your priorities. Garland has a cost index of 96 with median rent of $1,525/mo, while Thousand Oaks has a cost index of 226 with rent of $2,580/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Garland details → View Thousand Oaks details →

More Comparisons

Other cost of living comparisons for Garland and Thousand Oaks

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