Cost of Living: Garland, TX vs Torrance, CA (2026)

Garland

Texas
96
VS

Torrance

California
218

Garland is 56% cheaper than Torrance.

$1,525/mo ↓ 31%
Median Rent
$2,214/mo ↑ 45%
$74,717/yr ↓ 34%
Median Income
$113,105/yr ↑ 51%
$248,900 ↓ 76%
Home Value
$1,036,600 ↑ 316%
$1,445/mo ↓ 37%
Owner Costs
$2,295/mo ↑ 59%
245,298
Population
143,499

Tax Comparison

0%
Income Tax
13.3%
6.25%
State Sales Tax
7.25%
1.6%
Property Tax
0.71%

Affordability

24.5%
rent-to-income
Affordability
23.5%
rent-to-income

Detailed Comparison

When comparing Garland, TX and Torrance, CA, the overall cost of living indices are 96 and 218 respectively (national median = 100). Rent is $689/month cheaper in Garland, saving renters about $8,268/year.

Median household income is $38,388/year higher in Torrance. Home values also differ significantly — the median in Garland is $248,900 compared to $1,036,600 in Torrance.

Texas has no state income tax, giving Garland residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Garland vs Torrance — common questions

Is Garland or Torrance cheaper to live in?
Based on our cost index, Garland is cheaper to live in with an index of 96 compared to 218 (US average = 100).
What is the rent difference between Garland and Torrance?
Median rent in Garland is $1,525/month and in Torrance it's $2,214/month — a difference of $689/month.
Which city has higher income, Garland or Torrance?
Median household income is $74,717 in Garland and $113,105 in Torrance. Median household income is $38,388/year higher in Torrance.
How do taxes compare between Texas and California?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Garland or Torrance?
It depends on your priorities. Garland has a cost index of 96 with median rent of $1,525/mo, while Torrance has a cost index of 218 with rent of $2,214/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Garland details → View Torrance details →

More Comparisons

Other cost of living comparisons for Garland and Torrance

Garland vs. Glendale Garland vs. Scottsdale Garland vs. Winston-Salem Garland vs. Boise Garland vs. Chesapeake Garland vs. Arlington Torrance vs. Gainesville Torrance vs. Thornton Torrance vs. Olathe Torrance vs. Visalia Torrance vs. McAllen Torrance vs. Waco