Cost of Living: Garland, TX vs Waterbury, CT (2026)

Garland

Texas
96
VS

Waterbury

Connecticut
76

Garland is 26% more expensive than Waterbury.

$1,525/mo ↑ 29%
Median Rent
$1,180/mo ↓ 23%
$74,717/yr ↑ 45%
Median Income
$51,642/yr ↓ 31%
$248,900 ↑ 34%
Home Value
$185,400 ↓ 26%
$1,445/mo ↑ 14%
Owner Costs
$1,273/mo ↓ 12%
245,298
Population
114,356

Tax Comparison

0%
Income Tax
6.99%
6.25%
State Sales Tax
6.35%
1.6%
Property Tax
2.15%

Affordability

24.5%
rent-to-income
Affordability
27.4%
rent-to-income

Detailed Comparison

When comparing Garland, TX and Waterbury, CT, the overall cost of living indices are 96 and 76 respectively (national median = 100). Rent is $345/month cheaper in Waterbury, saving renters about $4,140/year.

Median household income is $23,075/year higher in Garland. Home values also differ significantly — the median in Garland is $248,900 compared to $185,400 in Waterbury.

Texas has no state income tax, giving Garland residents a significant tax advantage over Connecticut's 6.99% rate.

Frequently Asked Questions

Garland vs Waterbury — common questions

Is Garland or Waterbury cheaper to live in?
Based on our cost index, Waterbury is cheaper to live in with an index of 76 compared to 96 (US average = 100).
What is the rent difference between Garland and Waterbury?
Median rent in Garland is $1,525/month and in Waterbury it's $1,180/month — a difference of $345/month.
Which city has higher income, Garland or Waterbury?
Median household income is $74,717 in Garland and $51,642 in Waterbury. Median household income is $23,075/year higher in Garland.
How do taxes compare between Texas and Connecticut?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Connecticut has 6.99% income tax, 6.35% sales tax, and 2.15% property tax.
Should I move to Garland or Waterbury?
It depends on your priorities. Garland has a cost index of 96 with median rent of $1,525/mo, while Waterbury has a cost index of 76 with rent of $1,180/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Garland details → View Waterbury details →

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