Cost of Living: Garland, TX vs Westminster, CO (2026)

Garland

Texas
96
VS

Westminster

Colorado
139

Garland is 31% cheaper than Westminster.

$1,525/mo ↓ 16%
Median Rent
$1,816/mo ↑ 19%
$74,717/yr ↓ 22%
Median Income
$96,145/yr ↑ 29%
$248,900 ↓ 50%
Home Value
$497,400 ↑ 100%
$1,445/mo ↓ 22%
Owner Costs
$1,841/mo ↑ 27%
245,298
Population
115,546

Tax Comparison

0%
Income Tax
4.4%
6.25%
State Sales Tax
2.9%
1.6%
Property Tax
0.51%

Affordability

24.5%
rent-to-income
Affordability
22.7%
rent-to-income

Detailed Comparison

When comparing Garland, TX and Westminster, CO, the overall cost of living indices are 96 and 139 respectively (national median = 100). Rent is $291/month cheaper in Garland, saving renters about $3,492/year.

Median household income is $21,428/year higher in Westminster. Home values also differ significantly — the median in Garland is $248,900 compared to $497,400 in Westminster.

Texas has no state income tax, giving Garland residents a significant tax advantage over Colorado's 4.4% rate.

Frequently Asked Questions

Garland vs Westminster — common questions

Is Garland or Westminster cheaper to live in?
Based on our cost index, Garland is cheaper to live in with an index of 96 compared to 139 (US average = 100).
What is the rent difference between Garland and Westminster?
Median rent in Garland is $1,525/month and in Westminster it's $1,816/month — a difference of $291/month.
Which city has higher income, Garland or Westminster?
Median household income is $74,717 in Garland and $96,145 in Westminster. Median household income is $21,428/year higher in Westminster.
How do taxes compare between Texas and Colorado?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Colorado has 4.4% income tax, 2.9% sales tax, and 0.51% property tax.
Should I move to Garland or Westminster?
It depends on your priorities. Garland has a cost index of 96 with median rent of $1,525/mo, while Westminster has a cost index of 139 with rent of $1,816/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Garland details → View Westminster details →

More Comparisons

Other cost of living comparisons for Garland and Westminster

Garland vs. Glendale Garland vs. Scottsdale Garland vs. Winston-Salem Garland vs. Boise Garland vs. Chesapeake Garland vs. Arlington Westminster vs. Antioch Westminster vs. Manchester Westminster vs. Broken Arrow Westminster vs. Richmond Westminster vs. West Jordan Westminster vs. High Point