Cost of Living: Gilbert, AZ vs Cambridge, MA (2026)

Gilbert

Arizona
148
VS

Cambridge

Massachusetts
239

Gilbert is 38% cheaper than Cambridge.

$2,028/mo ↓ 26%
Median Rent
$2,742/mo ↑ 35%
$121,351/yr ↓ 4%
Median Income
$126,469/yr ↑ 4%
$518,600 ↓ 50%
Home Value
$1,040,500 ↑ 101%
$1,908/mo ↓ 28%
Owner Costs
$2,634/mo ↑ 38%
271,118
Population
117,794

Tax Comparison

2.5%
Income Tax
9.0%
5.6%
State Sales Tax
6.25%
0.62%
Property Tax
1.15%

Affordability

20.1%
rent-to-income
Affordability
26.0%
rent-to-income

Detailed Comparison

When comparing Gilbert, AZ and Cambridge, MA, the overall cost of living indices are 148 and 239 respectively (national median = 100). Rent is $714/month cheaper in Gilbert, saving renters about $8,568/year.

Median household income is $5,118/year higher in Cambridge. Home values also differ significantly — the median in Gilbert is $518,600 compared to $1,040,500 in Cambridge.

Arizona has a lower income tax rate, making Gilbert slightly more tax-friendly.

Frequently Asked Questions

Gilbert vs Cambridge — common questions

Is Gilbert or Cambridge cheaper to live in?
Based on our cost index, Gilbert is cheaper to live in with an index of 148 compared to 239 (US average = 100).
What is the rent difference between Gilbert and Cambridge?
Median rent in Gilbert is $2,028/month and in Cambridge it's $2,742/month — a difference of $714/month.
Which city has higher income, Gilbert or Cambridge?
Median household income is $121,351 in Gilbert and $126,469 in Cambridge. Median household income is $5,118/year higher in Cambridge.
How do taxes compare between Arizona and Massachusetts?
Arizona has 2.5% income tax, 5.6% sales tax, and 0.62% property tax. Massachusetts has 9.0% income tax, 6.25% sales tax, and 1.15% property tax.
Should I move to Gilbert or Cambridge?
It depends on your priorities. Gilbert has a cost index of 148 with median rent of $2,028/mo, while Cambridge has a cost index of 239 with rent of $2,742/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Gilbert details → View Cambridge details →

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