Cost of Living: Gilbert, AZ vs Clearwater, FL (2026)

Gilbert

Arizona
148
VS

Clearwater

Florida
105

Gilbert is 41% more expensive than Clearwater.

$2,028/mo ↑ 32%
Median Rent
$1,539/mo ↓ 24%
$121,351/yr ↑ 88%
Median Income
$64,440/yr ↓ 47%
$518,600 ↑ 59%
Home Value
$326,100 ↓ 37%
$1,908/mo ↑ 35%
Owner Costs
$1,411/mo ↓ 26%
271,118
Population
117,075

Tax Comparison

2.5%
Income Tax
0%
5.6%
State Sales Tax
6.0%
0.62%
Property Tax
0.86%

Affordability

20.1%
rent-to-income
Affordability
28.7%
rent-to-income

Detailed Comparison

When comparing Gilbert, AZ and Clearwater, FL, the overall cost of living indices are 148 and 105 respectively (national median = 100). Rent is $489/month cheaper in Clearwater, saving renters about $5,868/year.

Median household income is $56,911/year higher in Gilbert. Home values also differ significantly — the median in Gilbert is $518,600 compared to $326,100 in Clearwater.

Florida has no state income tax, giving Clearwater residents a significant tax advantage over Arizona's 2.5% rate.

Frequently Asked Questions

Gilbert vs Clearwater — common questions

Is Gilbert or Clearwater cheaper to live in?
Based on our cost index, Clearwater is cheaper to live in with an index of 105 compared to 148 (US average = 100).
What is the rent difference between Gilbert and Clearwater?
Median rent in Gilbert is $2,028/month and in Clearwater it's $1,539/month — a difference of $489/month.
Which city has higher income, Gilbert or Clearwater?
Median household income is $121,351 in Gilbert and $64,440 in Clearwater. Median household income is $56,911/year higher in Gilbert.
How do taxes compare between Arizona and Florida?
Arizona has 2.5% income tax, 5.6% sales tax, and 0.62% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Gilbert or Clearwater?
It depends on your priorities. Gilbert has a cost index of 148 with median rent of $2,028/mo, while Clearwater has a cost index of 105 with rent of $1,539/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Gilbert details → View Clearwater details →

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