Cost of Living: Gilbert, AZ vs Garland, TX (2026)

Gilbert

Arizona
148
VS

Garland

Texas
96

Gilbert is 54% more expensive than Garland.

$2,028/mo ↑ 33%
Median Rent
$1,525/mo ↓ 25%
$121,351/yr ↑ 62%
Median Income
$74,717/yr ↓ 38%
$518,600 ↑ 108%
Home Value
$248,900 ↓ 52%
$1,908/mo ↑ 32%
Owner Costs
$1,445/mo ↓ 24%
271,118
Population
245,298

Tax Comparison

2.5%
Income Tax
0%
5.6%
State Sales Tax
6.25%
0.62%
Property Tax
1.6%

Affordability

20.1%
rent-to-income
Affordability
24.5%
rent-to-income

Detailed Comparison

When comparing Gilbert, AZ and Garland, TX, the overall cost of living indices are 148 and 96 respectively (national median = 100). Rent is $503/month cheaper in Garland, saving renters about $6,036/year.

Median household income is $46,634/year higher in Gilbert. Home values also differ significantly — the median in Gilbert is $518,600 compared to $248,900 in Garland.

Texas has no state income tax, giving Garland residents a significant tax advantage over Arizona's 2.5% rate.

Frequently Asked Questions

Gilbert vs Garland — common questions

Is Gilbert or Garland cheaper to live in?
Based on our cost index, Garland is cheaper to live in with an index of 96 compared to 148 (US average = 100).
What is the rent difference between Gilbert and Garland?
Median rent in Gilbert is $2,028/month and in Garland it's $1,525/month — a difference of $503/month.
Which city has higher income, Gilbert or Garland?
Median household income is $121,351 in Gilbert and $74,717 in Garland. Median household income is $46,634/year higher in Gilbert.
How do taxes compare between Arizona and Texas?
Arizona has 2.5% income tax, 5.6% sales tax, and 0.62% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Gilbert or Garland?
It depends on your priorities. Gilbert has a cost index of 148 with median rent of $2,028/mo, while Garland has a cost index of 96 with rent of $1,525/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Gilbert details → View Garland details →

More Comparisons

Other cost of living comparisons for Gilbert and Garland

Gilbert vs. Chula Vista Gilbert vs. North Las Vegas Gilbert vs. Madison Gilbert vs. Reno Gilbert vs. Buffalo Gilbert vs. Toledo Garland vs. Glendale Garland vs. Scottsdale Garland vs. Winston-Salem Garland vs. Boise Garland vs. Chesapeake Garland vs. Arlington