Cost of Living: Gilbert, AZ vs Odessa, TX (2026)

Gilbert

Arizona
148
VS

Odessa

Texas
83

Gilbert is 78% more expensive than Odessa.

$2,028/mo ↑ 53%
Median Rent
$1,322/mo ↓ 35%
$121,351/yr ↑ 66%
Median Income
$73,030/yr ↓ 40%
$518,600 ↑ 149%
Home Value
$208,000 ↓ 60%
$1,908/mo ↑ 53%
Owner Costs
$1,251/mo ↓ 34%
271,118
Population
114,080

Tax Comparison

2.5%
Income Tax
0%
5.6%
State Sales Tax
6.25%
0.62%
Property Tax
1.6%

Affordability

20.1%
rent-to-income
Affordability
21.7%
rent-to-income

Detailed Comparison

When comparing Gilbert, AZ and Odessa, TX, the overall cost of living indices are 148 and 83 respectively (national median = 100). Rent is $706/month cheaper in Odessa, saving renters about $8,472/year.

Median household income is $48,321/year higher in Gilbert. Home values also differ significantly — the median in Gilbert is $518,600 compared to $208,000 in Odessa.

Texas has no state income tax, giving Odessa residents a significant tax advantage over Arizona's 2.5% rate.

Frequently Asked Questions

Gilbert vs Odessa — common questions

Is Gilbert or Odessa cheaper to live in?
Based on our cost index, Odessa is cheaper to live in with an index of 83 compared to 148 (US average = 100).
What is the rent difference between Gilbert and Odessa?
Median rent in Gilbert is $2,028/month and in Odessa it's $1,322/month — a difference of $706/month.
Which city has higher income, Gilbert or Odessa?
Median household income is $121,351 in Gilbert and $73,030 in Odessa. Median household income is $48,321/year higher in Gilbert.
How do taxes compare between Arizona and Texas?
Arizona has 2.5% income tax, 5.6% sales tax, and 0.62% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Gilbert or Odessa?
It depends on your priorities. Gilbert has a cost index of 148 with median rent of $2,028/mo, while Odessa has a cost index of 83 with rent of $1,322/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Gilbert details → View Odessa details →

More Comparisons

Other cost of living comparisons for Gilbert and Odessa

Gilbert vs. Chula Vista Gilbert vs. North Las Vegas Gilbert vs. Madison Gilbert vs. Reno Gilbert vs. Buffalo Gilbert vs. Toledo Odessa vs. Elgin Odessa vs. Springfield Odessa vs. Provo Odessa vs. Beaumont Odessa vs. Waterbury Odessa vs. Gresham