Cost of Living: Gilbert, AZ vs Ontario, CA (2026)

Gilbert

Arizona
148
VS

Ontario

California
152

Gilbert is 3% cheaper than Ontario.

$2,028/mo ↑ 6%
Median Rent
$1,916/mo ↓ 6%
$121,351/yr ↑ 47%
Median Income
$82,806/yr ↓ 32%
$518,600 ↓ 9%
Home Value
$568,000 ↑ 10%
$1,908/mo ↓ 3%
Owner Costs
$1,967/mo ↑ 3%
271,118
Population
178,347

Tax Comparison

2.5%
Income Tax
13.3%
5.6%
State Sales Tax
7.25%
0.62%
Property Tax
0.71%

Affordability

20.1%
rent-to-income
Affordability
27.8%
rent-to-income

Detailed Comparison

When comparing Gilbert, AZ and Ontario, CA, the overall cost of living indices are 148 and 152 respectively (national median = 100). Rent is $112/month cheaper in Ontario, saving renters about $1,344/year.

Median household income is $38,545/year higher in Gilbert. Home values also differ significantly — the median in Gilbert is $518,600 compared to $568,000 in Ontario.

Arizona has a lower income tax rate, making Gilbert slightly more tax-friendly.

Frequently Asked Questions

Gilbert vs Ontario — common questions

Is Gilbert or Ontario cheaper to live in?
Based on our cost index, Gilbert is cheaper to live in with an index of 148 compared to 152 (US average = 100).
What is the rent difference between Gilbert and Ontario?
Median rent in Gilbert is $2,028/month and in Ontario it's $1,916/month — a difference of $112/month.
Which city has higher income, Gilbert or Ontario?
Median household income is $121,351 in Gilbert and $82,806 in Ontario. Median household income is $38,545/year higher in Gilbert.
How do taxes compare between Arizona and California?
Arizona has 2.5% income tax, 5.6% sales tax, and 0.62% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Gilbert or Ontario?
It depends on your priorities. Gilbert has a cost index of 148 with median rent of $2,028/mo, while Ontario has a cost index of 152 with rent of $1,916/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Gilbert details → View Ontario details →

More Comparisons

Other cost of living comparisons for Gilbert and Ontario

Gilbert vs. Chula Vista Gilbert vs. North Las Vegas Gilbert vs. Madison Gilbert vs. Reno Gilbert vs. Buffalo Gilbert vs. Toledo Ontario vs. Aurora Ontario vs. Eugene Ontario vs. Chattanooga Ontario vs. Elk Grove Ontario vs. Fort Lauderdale Ontario vs. Santa Rosa