Cost of Living: Gilbert, AZ vs Oxnard, CA (2026)

Gilbert

Arizona
148
VS

Oxnard

California
159

Gilbert is 7% cheaper than Oxnard.

$2,028/mo ↑ 3%
Median Rent
$1,962/mo ↓ 3%
$121,351/yr ↑ 30%
Median Income
$93,372/yr ↓ 23%
$518,600 ↓ 16%
Home Value
$617,800 ↑ 19%
$1,908/mo ↓ 3%
Owner Costs
$1,976/mo ↑ 4%
271,118
Population
201,014

Tax Comparison

2.5%
Income Tax
13.3%
5.6%
State Sales Tax
7.25%
0.62%
Property Tax
0.71%

Affordability

20.1%
rent-to-income
Affordability
25.2%
rent-to-income

Detailed Comparison

When comparing Gilbert, AZ and Oxnard, CA, the overall cost of living indices are 148 and 159 respectively (national median = 100). Rent is $66/month cheaper in Oxnard, saving renters about $792/year.

Median household income is $27,979/year higher in Gilbert. Home values also differ significantly — the median in Gilbert is $518,600 compared to $617,800 in Oxnard.

Arizona has a lower income tax rate, making Gilbert slightly more tax-friendly.

Frequently Asked Questions

Gilbert vs Oxnard — common questions

Is Gilbert or Oxnard cheaper to live in?
Based on our cost index, Gilbert is cheaper to live in with an index of 148 compared to 159 (US average = 100).
What is the rent difference between Gilbert and Oxnard?
Median rent in Gilbert is $2,028/month and in Oxnard it's $1,962/month — a difference of $66/month.
Which city has higher income, Gilbert or Oxnard?
Median household income is $121,351 in Gilbert and $93,372 in Oxnard. Median household income is $27,979/year higher in Gilbert.
How do taxes compare between Arizona and California?
Arizona has 2.5% income tax, 5.6% sales tax, and 0.62% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Gilbert or Oxnard?
It depends on your priorities. Gilbert has a cost index of 148 with median rent of $2,028/mo, while Oxnard has a cost index of 159 with rent of $1,962/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Gilbert details → View Oxnard details →

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