Cost of Living: Gilbert, AZ vs Richardson, TX (2026)

Gilbert

Arizona
148
VS

Richardson

Texas
128

Gilbert is 16% more expensive than Richardson.

$2,028/mo ↑ 11%
Median Rent
$1,825/mo ↓ 10%
$121,351/yr ↑ 26%
Median Income
$96,257/yr ↓ 21%
$518,600 ↑ 28%
Home Value
$405,600 ↓ 22%
$1,908/mo ↑ 6%
Owner Costs
$1,796/mo ↓ 6%
271,118
Population
118,269

Tax Comparison

2.5%
Income Tax
0%
5.6%
State Sales Tax
6.25%
0.62%
Property Tax
1.6%

Affordability

20.1%
rent-to-income
Affordability
22.8%
rent-to-income

Detailed Comparison

When comparing Gilbert, AZ and Richardson, TX, the overall cost of living indices are 148 and 128 respectively (national median = 100). Rent is $203/month cheaper in Richardson, saving renters about $2,436/year.

Median household income is $25,094/year higher in Gilbert. Home values also differ significantly — the median in Gilbert is $518,600 compared to $405,600 in Richardson.

Texas has no state income tax, giving Richardson residents a significant tax advantage over Arizona's 2.5% rate.

Frequently Asked Questions

Gilbert vs Richardson — common questions

Is Gilbert or Richardson cheaper to live in?
Based on our cost index, Richardson is cheaper to live in with an index of 128 compared to 148 (US average = 100).
What is the rent difference between Gilbert and Richardson?
Median rent in Gilbert is $2,028/month and in Richardson it's $1,825/month — a difference of $203/month.
Which city has higher income, Gilbert or Richardson?
Median household income is $121,351 in Gilbert and $96,257 in Richardson. Median household income is $25,094/year higher in Gilbert.
How do taxes compare between Arizona and Texas?
Arizona has 2.5% income tax, 5.6% sales tax, and 0.62% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Gilbert or Richardson?
It depends on your priorities. Gilbert has a cost index of 148 with median rent of $2,028/mo, while Richardson has a cost index of 128 with rent of $1,825/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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More Comparisons

Other cost of living comparisons for Gilbert and Richardson

Gilbert vs. Chula Vista Gilbert vs. North Las Vegas Gilbert vs. Madison Gilbert vs. Reno Gilbert vs. Buffalo Gilbert vs. Toledo Richardson vs. Billings Richardson vs. Cambridge Richardson vs. Wilmington Richardson vs. North Charleston Richardson vs. Spring Hill Richardson vs. Clearwater