Cost of Living: Gilbert, AZ vs Richmond, CA (2026)

Gilbert

Arizona
148
VS

Richmond

California
161

Gilbert is 8% cheaper than Richmond.

$2,028/mo ↑ 7%
Median Rent
$1,895/mo ↓ 7%
$121,351/yr ↑ 35%
Median Income
$90,038/yr ↓ 26%
$518,600 ↓ 20%
Home Value
$650,100 ↑ 25%
$1,908/mo ↓ 5%
Owner Costs
$2,015/mo ↑ 6%
271,118
Population
115,396

Tax Comparison

2.5%
Income Tax
13.3%
5.6%
State Sales Tax
7.25%
0.62%
Property Tax
0.71%

Affordability

20.1%
rent-to-income
Affordability
25.3%
rent-to-income

Detailed Comparison

When comparing Gilbert, AZ and Richmond, CA, the overall cost of living indices are 148 and 161 respectively (national median = 100). Rent is $133/month cheaper in Richmond, saving renters about $1,596/year.

Median household income is $31,313/year higher in Gilbert. Home values also differ significantly — the median in Gilbert is $518,600 compared to $650,100 in Richmond.

Arizona has a lower income tax rate, making Gilbert slightly more tax-friendly.

Frequently Asked Questions

Gilbert vs Richmond — common questions

Is Gilbert or Richmond cheaper to live in?
Based on our cost index, Gilbert is cheaper to live in with an index of 148 compared to 161 (US average = 100).
What is the rent difference between Gilbert and Richmond?
Median rent in Gilbert is $2,028/month and in Richmond it's $1,895/month — a difference of $133/month.
Which city has higher income, Gilbert or Richmond?
Median household income is $121,351 in Gilbert and $90,038 in Richmond. Median household income is $31,313/year higher in Gilbert.
How do taxes compare between Arizona and California?
Arizona has 2.5% income tax, 5.6% sales tax, and 0.62% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Gilbert or Richmond?
It depends on your priorities. Gilbert has a cost index of 148 with median rent of $2,028/mo, while Richmond has a cost index of 161 with rent of $1,895/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Gilbert details → View Richmond details →

More Comparisons

Other cost of living comparisons for Gilbert and Richmond

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