Cost of Living: Gilbert, AZ vs Santa Rosa, CA (2026)

Gilbert

Arizona
148
VS

Santa Rosa

California
172

Gilbert is 14% cheaper than Santa Rosa.

$2,028/mo ↓ 3%
Median Rent
$2,084/mo ↑ 3%
$121,351/yr ↑ 25%
Median Income
$97,410/yr ↓ 20%
$518,600 ↓ 24%
Home Value
$685,000 ↑ 32%
$1,908/mo ↓ 10%
Owner Costs
$2,130/mo ↑ 12%
271,118
Population
177,216

Tax Comparison

2.5%
Income Tax
13.3%
5.6%
State Sales Tax
7.25%
0.62%
Property Tax
0.71%

Affordability

20.1%
rent-to-income
Affordability
25.7%
rent-to-income

Detailed Comparison

When comparing Gilbert, AZ and Santa Rosa, CA, the overall cost of living indices are 148 and 172 respectively (national median = 100). Rent is $56/month cheaper in Gilbert, saving renters about $672/year.

Median household income is $23,941/year higher in Gilbert. Home values also differ significantly — the median in Gilbert is $518,600 compared to $685,000 in Santa Rosa.

Arizona has a lower income tax rate, making Gilbert slightly more tax-friendly.

Frequently Asked Questions

Gilbert vs Santa Rosa — common questions

Is Gilbert or Santa Rosa cheaper to live in?
Based on our cost index, Gilbert is cheaper to live in with an index of 148 compared to 172 (US average = 100).
What is the rent difference between Gilbert and Santa Rosa?
Median rent in Gilbert is $2,028/month and in Santa Rosa it's $2,084/month — a difference of $56/month.
Which city has higher income, Gilbert or Santa Rosa?
Median household income is $121,351 in Gilbert and $97,410 in Santa Rosa. Median household income is $23,941/year higher in Gilbert.
How do taxes compare between Arizona and California?
Arizona has 2.5% income tax, 5.6% sales tax, and 0.62% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Gilbert or Santa Rosa?
It depends on your priorities. Gilbert has a cost index of 148 with median rent of $2,028/mo, while Santa Rosa has a cost index of 172 with rent of $2,084/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Gilbert details → View Santa Rosa details →

More Comparisons

Other cost of living comparisons for Gilbert and Santa Rosa

Gilbert vs. Chula Vista Gilbert vs. North Las Vegas Gilbert vs. Madison Gilbert vs. Reno Gilbert vs. Buffalo Gilbert vs. Toledo Santa Rosa vs. Elk Grove Santa Rosa vs. Cary Santa Rosa vs. Eugene Santa Rosa vs. Salem Santa Rosa vs. Ontario Santa Rosa vs. Rancho Cucamonga