Cost of Living: Gilbert, AZ vs Springfield, MA (2026)

Gilbert

Arizona
148
VS

Springfield

Massachusetts
79

Gilbert is 87% more expensive than Springfield.

$2,028/mo ↑ 82%
Median Rent
$1,114/mo ↓ 45%
$121,351/yr ↑ 136%
Median Income
$51,339/yr ↓ 58%
$518,600 ↑ 133%
Home Value
$222,700 ↓ 57%
$1,908/mo ↑ 50%
Owner Costs
$1,276/mo ↓ 33%
271,118
Population
154,751

Tax Comparison

2.5%
Income Tax
9.0%
5.6%
State Sales Tax
6.25%
0.62%
Property Tax
1.15%

Affordability

20.1%
rent-to-income
Affordability
26.0%
rent-to-income

Detailed Comparison

When comparing Gilbert, AZ and Springfield, MA, the overall cost of living indices are 148 and 79 respectively (national median = 100). Rent is $914/month cheaper in Springfield, saving renters about $10,968/year.

Median household income is $70,012/year higher in Gilbert. Home values also differ significantly — the median in Gilbert is $518,600 compared to $222,700 in Springfield.

Arizona has a lower income tax rate, making Gilbert slightly more tax-friendly.

Frequently Asked Questions

Gilbert vs Springfield — common questions

Is Gilbert or Springfield cheaper to live in?
Based on our cost index, Springfield is cheaper to live in with an index of 79 compared to 148 (US average = 100).
What is the rent difference between Gilbert and Springfield?
Median rent in Gilbert is $2,028/month and in Springfield it's $1,114/month — a difference of $914/month.
Which city has higher income, Gilbert or Springfield?
Median household income is $121,351 in Gilbert and $51,339 in Springfield. Median household income is $70,012/year higher in Gilbert.
How do taxes compare between Arizona and Massachusetts?
Arizona has 2.5% income tax, 5.6% sales tax, and 0.62% property tax. Massachusetts has 9.0% income tax, 6.25% sales tax, and 1.15% property tax.
Should I move to Gilbert or Springfield?
It depends on your priorities. Gilbert has a cost index of 148 with median rent of $2,028/mo, while Springfield has a cost index of 79 with rent of $1,114/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Gilbert details → View Springfield details →

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