Cost of Living: Hayward, CA vs Concord, CA (2026)

Hayward

California
200
VS

Concord

California
187

Hayward is 7% more expensive than Concord.

$2,360/mo ↑ 6%
Median Rent
$2,226/mo ↓ 6%
$113,775/yr ↑ 4%
Median Income
$109,195/yr ↓ 4%
$820,700 ↑ 9%
Home Value
$755,900 ↓ 8%
$2,420/mo ↑ 6%
Owner Costs
$2,284/mo ↓ 6%
159,201
Population
124,260

Tax Comparison

13.3%
Income Tax
13.3%
7.25%
State Sales Tax
7.25%
0.71%
Property Tax
0.71%

Affordability

24.9%
rent-to-income
Affordability
24.5%
rent-to-income

Detailed Comparison

When comparing Hayward, CA and Concord, CA, the overall cost of living indices are 200 and 187 respectively (national median = 100). Rent is $134/month cheaper in Concord, saving renters about $1,608/year.

Median household income is $4,580/year higher in Hayward. Home values also differ significantly — the median in Hayward is $820,700 compared to $755,900 in Concord.

Both cities share the same state tax structure since they are in California.

Frequently Asked Questions

Hayward vs Concord — common questions

Is Hayward or Concord cheaper to live in?
Based on our cost index, Concord is cheaper to live in with an index of 187 compared to 200 (US average = 100).
What is the rent difference between Hayward and Concord?
Median rent in Hayward is $2,360/month and in Concord it's $2,226/month — a difference of $134/month.
Which city has higher income, Hayward or Concord?
Median household income is $113,775 in Hayward and $109,195 in Concord. Median household income is $4,580/year higher in Hayward.
How do taxes compare between California and California?
Both cities are in California and share the same state tax rates: 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Hayward or Concord?
It depends on your priorities. Hayward has a cost index of 200 with median rent of $2,360/mo, while Concord has a cost index of 187 with rent of $2,226/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Hayward details → View Concord details →

More Comparisons

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