Cost of Living: Honolulu, HI vs Garland, TX (2026)

Honolulu

Hawaii
175
VS

Garland

Texas
96

Honolulu is 82% more expensive than Garland.

$1,783/mo ↑ 17%
Median Rent
$1,525/mo ↓ 14%
$85,428/yr ↑ 14%
Median Income
$74,717/yr ↓ 13%
$834,100 ↑ 235%
Home Value
$248,900 ↓ 70%
$1,809/mo ↑ 25%
Owner Costs
$1,445/mo ↓ 20%
346,323
Population
245,298

Tax Comparison

11.0%
Income Tax
0%
4.0%
State Sales Tax
6.25%
0.32%
Property Tax
1.6%

Affordability

25.0%
rent-to-income
Affordability
24.5%
rent-to-income

Detailed Comparison

When comparing Honolulu, HI and Garland, TX, the overall cost of living indices are 175 and 96 respectively (national median = 100). Rent is $258/month cheaper in Garland, saving renters about $3,096/year.

Median household income is $10,711/year higher in Honolulu. Home values also differ significantly — the median in Honolulu is $834,100 compared to $248,900 in Garland.

Texas has no state income tax, giving Garland residents a significant tax advantage over Hawaii's 11.0% rate.

Frequently Asked Questions

Honolulu vs Garland — common questions

Is Honolulu or Garland cheaper to live in?
Based on our cost index, Garland is cheaper to live in with an index of 96 compared to 175 (US average = 100).
What is the rent difference between Honolulu and Garland?
Median rent in Honolulu is $1,783/month and in Garland it's $1,525/month — a difference of $258/month.
Which city has higher income, Honolulu or Garland?
Median household income is $85,428 in Honolulu and $74,717 in Garland. Median household income is $10,711/year higher in Honolulu.
How do taxes compare between Hawaii and Texas?
Hawaii has 11.0% income tax, 4.0% sales tax, and 0.32% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Honolulu or Garland?
It depends on your priorities. Honolulu has a cost index of 175 with median rent of $1,783/mo, while Garland has a cost index of 96 with rent of $1,525/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Honolulu details → View Garland details →

More Comparisons

Other cost of living comparisons for Honolulu and Garland

Honolulu vs. Cleveland Honolulu vs. Anaheim Honolulu vs. New Orleans Honolulu vs. Henderson Honolulu vs. Aurora Honolulu vs. Lexington Garland vs. Glendale Garland vs. Scottsdale Garland vs. Winston-Salem Garland vs. Boise Garland vs. Chesapeake Garland vs. Arlington