Cost of Living: Honolulu, HI vs Miami Gardens, FL (2026)

Honolulu

Hawaii
175
VS

Miami Gardens

Florida
115

Honolulu is 52% more expensive than Miami Gardens.

$1,783/mo ↑ 4%
Median Rent
$1,709/mo ↓ 4%
$85,428/yr ↑ 40%
Median Income
$60,979/yr ↓ 29%
$834,100 ↑ 147%
Home Value
$337,200 ↓ 60%
$1,809/mo ↑ 10%
Owner Costs
$1,640/mo ↓ 9%
346,323
Population
111,264

Tax Comparison

11.0%
Income Tax
0%
4.0%
State Sales Tax
6.0%
0.32%
Property Tax
0.86%

Affordability

25.0%
rent-to-income
Affordability
33.6%
rent-to-income

Detailed Comparison

When comparing Honolulu, HI and Miami Gardens, FL, the overall cost of living indices are 175 and 115 respectively (national median = 100). Rent is $74/month cheaper in Miami Gardens, saving renters about $888/year.

Median household income is $24,449/year higher in Honolulu. Home values also differ significantly — the median in Honolulu is $834,100 compared to $337,200 in Miami Gardens.

Florida has no state income tax, giving Miami Gardens residents a significant tax advantage over Hawaii's 11.0% rate.

Frequently Asked Questions

Honolulu vs Miami Gardens — common questions

Is Honolulu or Miami Gardens cheaper to live in?
Based on our cost index, Miami Gardens is cheaper to live in with an index of 115 compared to 175 (US average = 100).
What is the rent difference between Honolulu and Miami Gardens?
Median rent in Honolulu is $1,783/month and in Miami Gardens it's $1,709/month — a difference of $74/month.
Which city has higher income, Honolulu or Miami Gardens?
Median household income is $85,428 in Honolulu and $60,979 in Miami Gardens. Median household income is $24,449/year higher in Honolulu.
How do taxes compare between Hawaii and Florida?
Hawaii has 11.0% income tax, 4.0% sales tax, and 0.32% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Honolulu or Miami Gardens?
It depends on your priorities. Honolulu has a cost index of 175 with median rent of $1,783/mo, while Miami Gardens has a cost index of 115 with rent of $1,709/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Honolulu details → View Miami Gardens details →

More Comparisons

Other cost of living comparisons for Honolulu and Miami Gardens

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