Cost of Living: Honolulu, HI vs Richardson, TX (2026)

Honolulu

Hawaii
175
VS

Richardson

Texas
128

Honolulu is 37% more expensive than Richardson.

$1,783/mo ↓ 2%
Median Rent
$1,825/mo ↑ 2%
$85,428/yr ↓ 11%
Median Income
$96,257/yr ↑ 13%
$834,100 ↑ 106%
Home Value
$405,600 ↓ 51%
$1,809/mo ≈ Same
Owner Costs
$1,796/mo ≈ Same
346,323
Population
118,269

Tax Comparison

11.0%
Income Tax
0%
4.0%
State Sales Tax
6.25%
0.32%
Property Tax
1.6%

Affordability

25.0%
rent-to-income
Affordability
22.8%
rent-to-income

Detailed Comparison

When comparing Honolulu, HI and Richardson, TX, the overall cost of living indices are 175 and 128 respectively (national median = 100). Rent is comparable in both cities, with less than $50/month separating them.

Median household income is $10,829/year higher in Richardson. Home values also differ significantly — the median in Honolulu is $834,100 compared to $405,600 in Richardson.

Texas has no state income tax, giving Richardson residents a significant tax advantage over Hawaii's 11.0% rate.

Frequently Asked Questions

Honolulu vs Richardson — common questions

Is Honolulu or Richardson cheaper to live in?
Based on our cost index, Richardson is cheaper to live in with an index of 128 compared to 175 (US average = 100).
What is the rent difference between Honolulu and Richardson?
Median rent in Honolulu is $1,783/month and in Richardson it's $1,825/month — a difference of $42/month.
Which city has higher income, Honolulu or Richardson?
Median household income is $85,428 in Honolulu and $96,257 in Richardson. Median household income is $10,829/year higher in Richardson.
How do taxes compare between Hawaii and Texas?
Hawaii has 11.0% income tax, 4.0% sales tax, and 0.32% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Honolulu or Richardson?
It depends on your priorities. Honolulu has a cost index of 175 with median rent of $1,783/mo, while Richardson has a cost index of 128 with rent of $1,825/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Honolulu details → View Richardson details →

More Comparisons

Other cost of living comparisons for Honolulu and Richardson

Honolulu vs. Cleveland Honolulu vs. Anaheim Honolulu vs. New Orleans Honolulu vs. Henderson Honolulu vs. Aurora Honolulu vs. Lexington Richardson vs. Billings Richardson vs. Cambridge Richardson vs. Wilmington Richardson vs. North Charleston Richardson vs. Spring Hill Richardson vs. Clearwater