Cost of Living: Honolulu, HI vs St. Paul, MN (2026)

Honolulu

Hawaii
175
VS

St. Paul

Minnesota
91

Honolulu is 92% more expensive than St. Paul.

$1,783/mo ↑ 43%
Median Rent
$1,248/mo ↓ 30%
$85,428/yr ↑ 17%
Median Income
$73,055/yr ↓ 14%
$834,100 ↑ 198%
Home Value
$280,300 ↓ 66%
$1,809/mo ↑ 30%
Owner Costs
$1,390/mo ↓ 23%
346,323
Population
307,762

Tax Comparison

11.0%
Income Tax
9.85%
4.0%
State Sales Tax
6.875%
0.32%
Property Tax
1.11%

Affordability

25.0%
rent-to-income
Affordability
20.5%
rent-to-income

Detailed Comparison

When comparing Honolulu, HI and St. Paul, MN, the overall cost of living indices are 175 and 91 respectively (national median = 100). Rent is $535/month cheaper in St. Paul, saving renters about $6,420/year.

Median household income is $12,373/year higher in Honolulu. Home values also differ significantly — the median in Honolulu is $834,100 compared to $280,300 in St. Paul.

Minnesota has a lower income tax rate, making St. Paul slightly more tax-friendly.

Frequently Asked Questions

Honolulu vs St. Paul — common questions

Is Honolulu or St. Paul cheaper to live in?
Based on our cost index, St. Paul is cheaper to live in with an index of 91 compared to 175 (US average = 100).
What is the rent difference between Honolulu and St. Paul?
Median rent in Honolulu is $1,783/month and in St. Paul it's $1,248/month — a difference of $535/month.
Which city has higher income, Honolulu or St. Paul?
Median household income is $85,428 in Honolulu and $73,055 in St. Paul. Median household income is $12,373/year higher in Honolulu.
How do taxes compare between Hawaii and Minnesota?
Hawaii has 11.0% income tax, 4.0% sales tax, and 0.32% property tax. Minnesota has 9.85% income tax, 6.875% sales tax, and 1.11% property tax.
Should I move to Honolulu or St. Paul?
It depends on your priorities. Honolulu has a cost index of 175 with median rent of $1,783/mo, while St. Paul has a cost index of 91 with rent of $1,248/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Honolulu details → View St. Paul details →

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