Cost of Living: Houston, TX vs Providence, RI (2026)

Houston

Texas
88
VS

Providence

Rhode Island
99

Houston is 11% cheaper than Providence.

$1,313/mo ↓ 2%
Median Rent
$1,333/mo ↑ 2%
$62,894/yr ↓ 6%
Median Income
$66,772/yr ↑ 6%
$253,400 ↓ 21%
Home Value
$322,800 ↑ 27%
$1,316/mo ↓ 10%
Owner Costs
$1,467/mo ↑ 11%
2,300,419
Population
190,214

Tax Comparison

0%
Income Tax
5.99%
6.25%
State Sales Tax
7.0%
1.6%
Property Tax
1.53%

Affordability

25.1%
rent-to-income
Affordability
24.0%
rent-to-income

Detailed Comparison

When comparing Houston, TX and Providence, RI, the overall cost of living indices are 88 and 99 respectively (national median = 100). Rent is comparable in both cities, with less than $50/month separating them.

Median household income is $3,878/year higher in Providence. Home values also differ significantly — the median in Houston is $253,400 compared to $322,800 in Providence.

Texas has no state income tax, giving Houston residents a significant tax advantage over Rhode Island's 5.99% rate.

Frequently Asked Questions

Houston vs Providence — common questions

Is Houston or Providence cheaper to live in?
Based on our cost index, Houston is cheaper to live in with an index of 88 compared to 99 (US average = 100).
What is the rent difference between Houston and Providence?
Median rent in Houston is $1,313/month and in Providence it's $1,333/month — a difference of $20/month.
Which city has higher income, Houston or Providence?
Median household income is $62,894 in Houston and $66,772 in Providence. Median household income is $3,878/year higher in Providence.
How do taxes compare between Texas and Rhode Island?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Rhode Island has 5.99% income tax, 7.0% sales tax, and 1.53% property tax.
Should I move to Houston or Providence?
It depends on your priorities. Houston has a cost index of 88 with median rent of $1,313/mo, while Providence has a cost index of 99 with rent of $1,333/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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More Comparisons

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