Cost of Living: Huntington Beach, CA vs Naperville, IL (2026)

Huntington Beach

California
227
VS

Naperville

Illinois
147

Huntington Beach is 54% more expensive than Naperville.

$2,424/mo ↑ 31%
Median Rent
$1,852/mo ↓ 24%
$119,885/yr ↓ 21%
Median Income
$150,937/yr ↑ 26%
$1,047,300 ↑ 105%
Home Value
$509,900 ↓ 51%
$2,436/mo ↑ 13%
Owner Costs
$2,161/mo ↓ 11%
196,010
Population
149,424

Tax Comparison

13.3%
Income Tax
4.95%
7.25%
State Sales Tax
6.25%
0.71%
Property Tax
2.07%

Affordability

24.3%
rent-to-income
Affordability
14.7%
rent-to-income

Detailed Comparison

When comparing Huntington Beach, CA and Naperville, IL, the overall cost of living indices are 227 and 147 respectively (national median = 100). Rent is $572/month cheaper in Naperville, saving renters about $6,864/year.

Median household income is $31,052/year higher in Naperville. Home values also differ significantly — the median in Huntington Beach is $1,047,300 compared to $509,900 in Naperville.

Illinois has a lower income tax rate, making Naperville slightly more tax-friendly.

Frequently Asked Questions

Huntington Beach vs Naperville — common questions

Is Huntington Beach or Naperville cheaper to live in?
Based on our cost index, Naperville is cheaper to live in with an index of 147 compared to 227 (US average = 100).
What is the rent difference between Huntington Beach and Naperville?
Median rent in Huntington Beach is $2,424/month and in Naperville it's $1,852/month — a difference of $572/month.
Which city has higher income, Huntington Beach or Naperville?
Median household income is $119,885 in Huntington Beach and $150,937 in Naperville. Median household income is $31,052/year higher in Naperville.
How do taxes compare between California and Illinois?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Illinois has 4.95% income tax, 6.25% sales tax, and 2.07% property tax.
Should I move to Huntington Beach or Naperville?
It depends on your priorities. Huntington Beach has a cost index of 227 with median rent of $2,424/mo, while Naperville has a cost index of 147 with rent of $1,852/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Huntington Beach details → View Naperville details →

More Comparisons

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