Cost of Living: Huntington Beach, CA vs Richardson, TX (2026)

Huntington Beach

California
227
VS

Richardson

Texas
128

Huntington Beach is 77% more expensive than Richardson.

$2,424/mo ↑ 33%
Median Rent
$1,825/mo ↓ 25%
$119,885/yr ↑ 25%
Median Income
$96,257/yr ↓ 20%
$1,047,300 ↑ 158%
Home Value
$405,600 ↓ 61%
$2,436/mo ↑ 36%
Owner Costs
$1,796/mo ↓ 26%
196,010
Population
118,269

Tax Comparison

13.3%
Income Tax
0%
7.25%
State Sales Tax
6.25%
0.71%
Property Tax
1.6%

Affordability

24.3%
rent-to-income
Affordability
22.8%
rent-to-income

Detailed Comparison

When comparing Huntington Beach, CA and Richardson, TX, the overall cost of living indices are 227 and 128 respectively (national median = 100). Rent is $599/month cheaper in Richardson, saving renters about $7,188/year.

Median household income is $23,628/year higher in Huntington Beach. Home values also differ significantly — the median in Huntington Beach is $1,047,300 compared to $405,600 in Richardson.

Texas has no state income tax, giving Richardson residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Huntington Beach vs Richardson — common questions

Is Huntington Beach or Richardson cheaper to live in?
Based on our cost index, Richardson is cheaper to live in with an index of 128 compared to 227 (US average = 100).
What is the rent difference between Huntington Beach and Richardson?
Median rent in Huntington Beach is $2,424/month and in Richardson it's $1,825/month — a difference of $599/month.
Which city has higher income, Huntington Beach or Richardson?
Median household income is $119,885 in Huntington Beach and $96,257 in Richardson. Median household income is $23,628/year higher in Huntington Beach.
How do taxes compare between California and Texas?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Huntington Beach or Richardson?
It depends on your priorities. Huntington Beach has a cost index of 227 with median rent of $2,424/mo, while Richardson has a cost index of 128 with rent of $1,825/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Huntington Beach details → View Richardson details →

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