Cost of Living: Independence, MO vs Spring Hill, FL (2026)

Independence

Missouri
67
VS

Spring Hill

Florida
85

Independence is 21% cheaper than Spring Hill.

$1,061/mo ↓ 18%
Median Rent
$1,301/mo ↑ 23%
$59,480/yr ↓ 11%
Median Income
$66,557/yr ↑ 12%
$166,400 ↓ 33%
Home Value
$248,400 ↑ 49%
$1,046/mo ↓ 9%
Owner Costs
$1,153/mo ↑ 10%
121,944
Population
118,814

Tax Comparison

4.95%
Income Tax
0%
4.225%
State Sales Tax
6.0%
0.93%
Property Tax
0.86%

Affordability

21.4%
rent-to-income
Affordability
23.5%
rent-to-income

Detailed Comparison

When comparing Independence, MO and Spring Hill, FL, the overall cost of living indices are 67 and 85 respectively (national median = 100). Rent is $240/month cheaper in Independence, saving renters about $2,880/year.

Median household income is $7,077/year higher in Spring Hill. Home values also differ significantly — the median in Independence is $166,400 compared to $248,400 in Spring Hill.

Florida has no state income tax, giving Spring Hill residents a significant tax advantage over Missouri's 4.95% rate.

Frequently Asked Questions

Independence vs Spring Hill — common questions

Is Independence or Spring Hill cheaper to live in?
Based on our cost index, Independence is cheaper to live in with an index of 67 compared to 85 (US average = 100).
What is the rent difference between Independence and Spring Hill?
Median rent in Independence is $1,061/month and in Spring Hill it's $1,301/month — a difference of $240/month.
Which city has higher income, Independence or Spring Hill?
Median household income is $59,480 in Independence and $66,557 in Spring Hill. Median household income is $7,077/year higher in Spring Hill.
How do taxes compare between Missouri and Florida?
Missouri has 4.95% income tax, 4.225% sales tax, and 0.93% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Independence or Spring Hill?
It depends on your priorities. Independence has a cost index of 67 with median rent of $1,061/mo, while Spring Hill has a cost index of 85 with rent of $1,301/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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