Cost of Living: Indianapolis, IN vs Carrollton, TX (2026)

Indianapolis

Indiana
74
VS

Carrollton

Texas
116

Indianapolis is 36% cheaper than Carrollton.

$1,112/mo ↓ 34%
Median Rent
$1,674/mo ↑ 51%
$62,995/yr ↓ 36%
Median Income
$99,115/yr ↑ 57%
$207,000 ↓ 41%
Home Value
$353,600 ↑ 71%
$1,124/mo ↓ 33%
Owner Costs
$1,689/mo ↑ 50%
882,043
Population
132,741

Tax Comparison

3.05%
Income Tax
0%
7.0%
State Sales Tax
6.25%
0.83%
Property Tax
1.6%

Affordability

21.2%
rent-to-income
Affordability
20.3%
rent-to-income

Detailed Comparison

When comparing Indianapolis, IN and Carrollton, TX, the overall cost of living indices are 74 and 116 respectively (national median = 100). Rent is $562/month cheaper in Indianapolis, saving renters about $6,744/year.

Median household income is $36,120/year higher in Carrollton. Home values also differ significantly — the median in Indianapolis is $207,000 compared to $353,600 in Carrollton.

Texas has no state income tax, giving Carrollton residents a significant tax advantage over Indiana's 3.05% rate.

Frequently Asked Questions

Indianapolis vs Carrollton — common questions

Is Indianapolis or Carrollton cheaper to live in?
Based on our cost index, Indianapolis is cheaper to live in with an index of 74 compared to 116 (US average = 100).
What is the rent difference between Indianapolis and Carrollton?
Median rent in Indianapolis is $1,112/month and in Carrollton it's $1,674/month — a difference of $562/month.
Which city has higher income, Indianapolis or Carrollton?
Median household income is $62,995 in Indianapolis and $99,115 in Carrollton. Median household income is $36,120/year higher in Carrollton.
How do taxes compare between Indiana and Texas?
Indiana has 3.05% income tax, 7.0% sales tax, and 0.83% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Indianapolis or Carrollton?
It depends on your priorities. Indianapolis has a cost index of 74 with median rent of $1,112/mo, while Carrollton has a cost index of 116 with rent of $1,674/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Indianapolis details → View Carrollton details →

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