Cost of Living: Indianapolis, IN vs Gilbert, AZ (2026)

Indianapolis

Indiana
74
VS

Gilbert

Arizona
148

Indianapolis is 50% cheaper than Gilbert.

$1,112/mo ↓ 45%
Median Rent
$2,028/mo ↑ 82%
$62,995/yr ↓ 48%
Median Income
$121,351/yr ↑ 93%
$207,000 ↓ 60%
Home Value
$518,600 ↑ 151%
$1,124/mo ↓ 41%
Owner Costs
$1,908/mo ↑ 70%
882,043
Population
271,118

Tax Comparison

3.05%
Income Tax
2.5%
7.0%
State Sales Tax
5.6%
0.83%
Property Tax
0.62%

Affordability

21.2%
rent-to-income
Affordability
20.1%
rent-to-income

Detailed Comparison

When comparing Indianapolis, IN and Gilbert, AZ, the overall cost of living indices are 74 and 148 respectively (national median = 100). Rent is $916/month cheaper in Indianapolis, saving renters about $10,992/year.

Median household income is $58,356/year higher in Gilbert. Home values also differ significantly — the median in Indianapolis is $207,000 compared to $518,600 in Gilbert.

Arizona has a lower income tax rate, making Gilbert slightly more tax-friendly.

Frequently Asked Questions

Indianapolis vs Gilbert — common questions

Is Indianapolis or Gilbert cheaper to live in?
Based on our cost index, Indianapolis is cheaper to live in with an index of 74 compared to 148 (US average = 100).
What is the rent difference between Indianapolis and Gilbert?
Median rent in Indianapolis is $1,112/month and in Gilbert it's $2,028/month — a difference of $916/month.
Which city has higher income, Indianapolis or Gilbert?
Median household income is $62,995 in Indianapolis and $121,351 in Gilbert. Median household income is $58,356/year higher in Gilbert.
How do taxes compare between Indiana and Arizona?
Indiana has 3.05% income tax, 7.0% sales tax, and 0.83% property tax. Arizona has 2.5% income tax, 5.6% sales tax, and 0.62% property tax.
Should I move to Indianapolis or Gilbert?
It depends on your priorities. Indianapolis has a cost index of 74 with median rent of $1,112/mo, while Gilbert has a cost index of 148 with rent of $2,028/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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