Cost of Living: Indianapolis, IN vs Hampton, VA (2026)

Indianapolis

Indiana
74
VS

Hampton

Virginia
88

Indianapolis is 16% cheaper than Hampton.

$1,112/mo ↓ 17%
Median Rent
$1,346/mo ↑ 21%
$62,995/yr ↓ 7%
Median Income
$67,758/yr ↑ 8%
$207,000 ↓ 12%
Home Value
$234,100 ↑ 13%
$1,124/mo ↓ 17%
Owner Costs
$1,347/mo ↑ 20%
882,043
Population
137,334

Tax Comparison

3.05%
Income Tax
5.75%
7.0%
State Sales Tax
5.3%
0.83%
Property Tax
0.8%

Affordability

21.2%
rent-to-income
Affordability
23.8%
rent-to-income

Detailed Comparison

When comparing Indianapolis, IN and Hampton, VA, the overall cost of living indices are 74 and 88 respectively (national median = 100). Rent is $234/month cheaper in Indianapolis, saving renters about $2,808/year.

Median household income is $4,763/year higher in Hampton. Home values also differ significantly — the median in Indianapolis is $207,000 compared to $234,100 in Hampton.

Indiana has a lower income tax rate, making Indianapolis slightly more tax-friendly.

Frequently Asked Questions

Indianapolis vs Hampton — common questions

Is Indianapolis or Hampton cheaper to live in?
Based on our cost index, Indianapolis is cheaper to live in with an index of 74 compared to 88 (US average = 100).
What is the rent difference between Indianapolis and Hampton?
Median rent in Indianapolis is $1,112/month and in Hampton it's $1,346/month — a difference of $234/month.
Which city has higher income, Indianapolis or Hampton?
Median household income is $62,995 in Indianapolis and $67,758 in Hampton. Median household income is $4,763/year higher in Hampton.
How do taxes compare between Indiana and Virginia?
Indiana has 3.05% income tax, 7.0% sales tax, and 0.83% property tax. Virginia has 5.75% income tax, 5.3% sales tax, and 0.8% property tax.
Should I move to Indianapolis or Hampton?
It depends on your priorities. Indianapolis has a cost index of 74 with median rent of $1,112/mo, while Hampton has a cost index of 88 with rent of $1,346/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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