Cost of Living: Indianapolis, IN vs Laredo, TX (2026)

Indianapolis

Indiana
74
VS

Laredo

Texas
67

Indianapolis is 10% more expensive than Laredo.

$1,112/mo ↑ 11%
Median Rent
$1,001/mo ↓ 10%
$62,995/yr ≈ Same
Median Income
$63,264/yr ≈ Same
$207,000 ↑ 13%
Home Value
$182,400 ↓ 12%
$1,124/mo ↑ 5%
Owner Costs
$1,066/mo ↓ 5%
882,043
Population
255,949

Tax Comparison

3.05%
Income Tax
0%
7.0%
State Sales Tax
6.25%
0.83%
Property Tax
1.6%

Affordability

21.2%
rent-to-income
Affordability
19.0%
rent-to-income

Detailed Comparison

When comparing Indianapolis, IN and Laredo, TX, the overall cost of living indices are 74 and 67 respectively (national median = 100). Rent is $111/month cheaper in Laredo, saving renters about $1,332/year.

Median household income is $269/year higher in Laredo. Home values also differ significantly — the median in Indianapolis is $207,000 compared to $182,400 in Laredo.

Texas has no state income tax, giving Laredo residents a significant tax advantage over Indiana's 3.05% rate.

Frequently Asked Questions

Indianapolis vs Laredo — common questions

Is Indianapolis or Laredo cheaper to live in?
Based on our cost index, Laredo is cheaper to live in with an index of 67 compared to 74 (US average = 100).
What is the rent difference between Indianapolis and Laredo?
Median rent in Indianapolis is $1,112/month and in Laredo it's $1,001/month — a difference of $111/month.
Which city has higher income, Indianapolis or Laredo?
Median household income is $62,995 in Indianapolis and $63,264 in Laredo. Median household income is $269/year higher in Laredo.
How do taxes compare between Indiana and Texas?
Indiana has 3.05% income tax, 7.0% sales tax, and 0.83% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Indianapolis or Laredo?
It depends on your priorities. Indianapolis has a cost index of 74 with median rent of $1,112/mo, while Laredo has a cost index of 67 with rent of $1,001/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Indianapolis details → View Laredo details →

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