Cost of Living: Indianapolis, IN vs Orlando, FL (2026)

Indianapolis

Indiana
74
VS

Orlando

Florida
115

Indianapolis is 36% cheaper than Orlando.

$1,112/mo ↓ 33%
Median Rent
$1,650/mo ↑ 48%
$62,995/yr ↓ 9%
Median Income
$69,268/yr ↑ 10%
$207,000 ↓ 42%
Home Value
$359,000 ↑ 73%
$1,124/mo ↓ 31%
Owner Costs
$1,621/mo ↑ 44%
882,043
Population
311,732

Tax Comparison

3.05%
Income Tax
0%
7.0%
State Sales Tax
6.0%
0.83%
Property Tax
0.86%

Affordability

21.2%
rent-to-income
Affordability
28.6%
rent-to-income

Detailed Comparison

When comparing Indianapolis, IN and Orlando, FL, the overall cost of living indices are 74 and 115 respectively (national median = 100). Rent is $538/month cheaper in Indianapolis, saving renters about $6,456/year.

Median household income is $6,273/year higher in Orlando. Home values also differ significantly — the median in Indianapolis is $207,000 compared to $359,000 in Orlando.

Florida has no state income tax, giving Orlando residents a significant tax advantage over Indiana's 3.05% rate.

Frequently Asked Questions

Indianapolis vs Orlando — common questions

Is Indianapolis or Orlando cheaper to live in?
Based on our cost index, Indianapolis is cheaper to live in with an index of 74 compared to 115 (US average = 100).
What is the rent difference between Indianapolis and Orlando?
Median rent in Indianapolis is $1,112/month and in Orlando it's $1,650/month — a difference of $538/month.
Which city has higher income, Indianapolis or Orlando?
Median household income is $62,995 in Indianapolis and $69,268 in Orlando. Median household income is $6,273/year higher in Orlando.
How do taxes compare between Indiana and Florida?
Indiana has 3.05% income tax, 7.0% sales tax, and 0.83% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Indianapolis or Orlando?
It depends on your priorities. Indianapolis has a cost index of 74 with median rent of $1,112/mo, while Orlando has a cost index of 115 with rent of $1,650/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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