Cost of Living: Indianapolis, IN vs Port St. Lucie, FL (2026)

Indianapolis

Indiana
74
VS

Port St. Lucie

Florida
113

Indianapolis is 35% cheaper than Port St. Lucie.

$1,112/mo ↓ 38%
Median Rent
$1,781/mo ↑ 60%
$62,995/yr ↓ 19%
Median Income
$78,137/yr ↑ 24%
$207,000 ↓ 37%
Home Value
$327,700 ↑ 58%
$1,124/mo ↓ 25%
Owner Costs
$1,507/mo ↑ 34%
882,043
Population
220,453

Tax Comparison

3.05%
Income Tax
0%
7.0%
State Sales Tax
6.0%
0.83%
Property Tax
0.86%

Affordability

21.2%
rent-to-income
Affordability
27.4%
rent-to-income

Detailed Comparison

When comparing Indianapolis, IN and Port St. Lucie, FL, the overall cost of living indices are 74 and 113 respectively (national median = 100). Rent is $669/month cheaper in Indianapolis, saving renters about $8,028/year.

Median household income is $15,142/year higher in Port St. Lucie. Home values also differ significantly — the median in Indianapolis is $207,000 compared to $327,700 in Port St. Lucie.

Florida has no state income tax, giving Port St. Lucie residents a significant tax advantage over Indiana's 3.05% rate.

Frequently Asked Questions

Indianapolis vs Port St. Lucie — common questions

Is Indianapolis or Port St. Lucie cheaper to live in?
Based on our cost index, Indianapolis is cheaper to live in with an index of 74 compared to 113 (US average = 100).
What is the rent difference between Indianapolis and Port St. Lucie?
Median rent in Indianapolis is $1,112/month and in Port St. Lucie it's $1,781/month — a difference of $669/month.
Which city has higher income, Indianapolis or Port St. Lucie?
Median household income is $62,995 in Indianapolis and $78,137 in Port St. Lucie. Median household income is $15,142/year higher in Port St. Lucie.
How do taxes compare between Indiana and Florida?
Indiana has 3.05% income tax, 7.0% sales tax, and 0.83% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Indianapolis or Port St. Lucie?
It depends on your priorities. Indianapolis has a cost index of 74 with median rent of $1,112/mo, while Port St. Lucie has a cost index of 113 with rent of $1,781/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Indianapolis details → View Port St. Lucie details →

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