Cost of Living: Indianapolis, IN vs Reno, NV (2026)

Indianapolis

Indiana
74
VS

Reno

Nevada
122

Indianapolis is 39% cheaper than Reno.

$1,112/mo ↓ 23%
Median Rent
$1,453/mo ↑ 31%
$62,995/yr ↓ 20%
Median Income
$78,448/yr ↑ 25%
$207,000 ↓ 58%
Home Value
$498,600 ↑ 141%
$1,124/mo ↓ 24%
Owner Costs
$1,482/mo ↑ 32%
882,043
Population
268,959

Tax Comparison

3.05%
Income Tax
0%
7.0%
State Sales Tax
6.85%
0.83%
Property Tax
0.53%

Affordability

21.2%
rent-to-income
Affordability
22.2%
rent-to-income

Detailed Comparison

When comparing Indianapolis, IN and Reno, NV, the overall cost of living indices are 74 and 122 respectively (national median = 100). Rent is $341/month cheaper in Indianapolis, saving renters about $4,092/year.

Median household income is $15,453/year higher in Reno. Home values also differ significantly — the median in Indianapolis is $207,000 compared to $498,600 in Reno.

Nevada has no state income tax, giving Reno residents a significant tax advantage over Indiana's 3.05% rate.

Frequently Asked Questions

Indianapolis vs Reno — common questions

Is Indianapolis or Reno cheaper to live in?
Based on our cost index, Indianapolis is cheaper to live in with an index of 74 compared to 122 (US average = 100).
What is the rent difference between Indianapolis and Reno?
Median rent in Indianapolis is $1,112/month and in Reno it's $1,453/month — a difference of $341/month.
Which city has higher income, Indianapolis or Reno?
Median household income is $62,995 in Indianapolis and $78,448 in Reno. Median household income is $15,453/year higher in Reno.
How do taxes compare between Indiana and Nevada?
Indiana has 3.05% income tax, 7.0% sales tax, and 0.83% property tax. Nevada has 0% income tax, 6.85% sales tax, and 0.53% property tax.
Should I move to Indianapolis or Reno?
It depends on your priorities. Indianapolis has a cost index of 74 with median rent of $1,112/mo, while Reno has a cost index of 122 with rent of $1,453/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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