Cost of Living: Indianapolis, IN vs Round Rock, TX (2026)

Indianapolis

Indiana
74
VS

Round Rock

Texas
122

Indianapolis is 39% cheaper than Round Rock.

$1,112/mo ↓ 35%
Median Rent
$1,713/mo ↑ 54%
$62,995/yr ↓ 35%
Median Income
$97,187/yr ↑ 54%
$207,000 ↓ 46%
Home Value
$383,700 ↑ 85%
$1,124/mo ↓ 37%
Owner Costs
$1,781/mo ↑ 58%
882,043
Population
124,288

Tax Comparison

3.05%
Income Tax
0%
7.0%
State Sales Tax
6.25%
0.83%
Property Tax
1.6%

Affordability

21.2%
rent-to-income
Affordability
21.2%
rent-to-income

Detailed Comparison

When comparing Indianapolis, IN and Round Rock, TX, the overall cost of living indices are 74 and 122 respectively (national median = 100). Rent is $601/month cheaper in Indianapolis, saving renters about $7,212/year.

Median household income is $34,192/year higher in Round Rock. Home values also differ significantly — the median in Indianapolis is $207,000 compared to $383,700 in Round Rock.

Texas has no state income tax, giving Round Rock residents a significant tax advantage over Indiana's 3.05% rate.

Frequently Asked Questions

Indianapolis vs Round Rock — common questions

Is Indianapolis or Round Rock cheaper to live in?
Based on our cost index, Indianapolis is cheaper to live in with an index of 74 compared to 122 (US average = 100).
What is the rent difference between Indianapolis and Round Rock?
Median rent in Indianapolis is $1,112/month and in Round Rock it's $1,713/month — a difference of $601/month.
Which city has higher income, Indianapolis or Round Rock?
Median household income is $62,995 in Indianapolis and $97,187 in Round Rock. Median household income is $34,192/year higher in Round Rock.
How do taxes compare between Indiana and Texas?
Indiana has 3.05% income tax, 7.0% sales tax, and 0.83% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Indianapolis or Round Rock?
It depends on your priorities. Indianapolis has a cost index of 74 with median rent of $1,112/mo, while Round Rock has a cost index of 122 with rent of $1,713/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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