Cost of Living: Jackson, MS vs Springfield, IL (2026)

Jackson

Mississippi
58
VS

Springfield

Illinois
61

Jackson is 5% cheaper than Springfield.

$1,018/mo ↑ 8%
Median Rent
$945/mo ↓ 7%
$43,238/yr ↓ 34%
Median Income
$65,537/yr ↑ 52%
$108,200 ↓ 30%
Home Value
$155,200 ↑ 43%
$956/mo ↓ 2%
Owner Costs
$974/mo ↑ 2%
149,827
Population
113,714

Tax Comparison

5.0%
Income Tax
4.95%
7.0%
State Sales Tax
6.25%
0.67%
Property Tax
2.07%

Affordability

28.3%
rent-to-income
Affordability
17.3%
rent-to-income

Detailed Comparison

When comparing Jackson, MS and Springfield, IL, the overall cost of living indices are 58 and 61 respectively (national median = 100). Rent is $73/month cheaper in Springfield, saving renters about $876/year.

Median household income is $22,299/year higher in Springfield. Home values also differ significantly — the median in Jackson is $108,200 compared to $155,200 in Springfield.

Illinois has a lower income tax rate, making Springfield slightly more tax-friendly.

Frequently Asked Questions

Jackson vs Springfield — common questions

Is Jackson or Springfield cheaper to live in?
Based on our cost index, Jackson is cheaper to live in with an index of 58 compared to 61 (US average = 100).
What is the rent difference between Jackson and Springfield?
Median rent in Jackson is $1,018/month and in Springfield it's $945/month — a difference of $73/month.
Which city has higher income, Jackson or Springfield?
Median household income is $43,238 in Jackson and $65,537 in Springfield. Median household income is $22,299/year higher in Springfield.
How do taxes compare between Mississippi and Illinois?
Mississippi has 5.0% income tax, 7.0% sales tax, and 0.67% property tax. Illinois has 4.95% income tax, 6.25% sales tax, and 2.07% property tax.
Should I move to Jackson or Springfield?
It depends on your priorities. Jackson has a cost index of 58 with median rent of $1,018/mo, while Springfield has a cost index of 61 with rent of $945/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Jackson details → View Springfield details →

More Comparisons

Other cost of living comparisons for Jackson and Springfield

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