Cost of Living: Jacksonville, FL vs Ann Arbor, MI (2026)

Jacksonville

Florida
92
VS

Ann Arbor

Michigan
121

Jacksonville is 24% cheaper than Ann Arbor.

$1,375/mo ↓ 11%
Median Rent
$1,552/mo ↑ 13%
$66,981/yr ↓ 17%
Median Income
$81,089/yr ↑ 21%
$266,100 ↓ 39%
Home Value
$435,100 ↑ 64%
$1,324/mo ↓ 19%
Owner Costs
$1,638/mo ↑ 24%
961,739
Population
121,179

Tax Comparison

0%
Income Tax
4.25%
6.0%
State Sales Tax
6.0%
0.86%
Property Tax
1.38%

Affordability

24.6%
rent-to-income
Affordability
23.0%
rent-to-income

Detailed Comparison

When comparing Jacksonville, FL and Ann Arbor, MI, the overall cost of living indices are 92 and 121 respectively (national median = 100). Rent is $177/month cheaper in Jacksonville, saving renters about $2,124/year.

Median household income is $14,108/year higher in Ann Arbor. Home values also differ significantly — the median in Jacksonville is $266,100 compared to $435,100 in Ann Arbor.

Florida has no state income tax, giving Jacksonville residents a significant tax advantage over Michigan's 4.25% rate.

Frequently Asked Questions

Jacksonville vs Ann Arbor — common questions

Is Jacksonville or Ann Arbor cheaper to live in?
Based on our cost index, Jacksonville is cheaper to live in with an index of 92 compared to 121 (US average = 100).
What is the rent difference between Jacksonville and Ann Arbor?
Median rent in Jacksonville is $1,375/month and in Ann Arbor it's $1,552/month — a difference of $177/month.
Which city has higher income, Jacksonville or Ann Arbor?
Median household income is $66,981 in Jacksonville and $81,089 in Ann Arbor. Median household income is $14,108/year higher in Ann Arbor.
How do taxes compare between Florida and Michigan?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. Michigan has 4.25% income tax, 6.0% sales tax, and 1.38% property tax.
Should I move to Jacksonville or Ann Arbor?
It depends on your priorities. Jacksonville has a cost index of 92 with median rent of $1,375/mo, while Ann Arbor has a cost index of 121 with rent of $1,552/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Jacksonville details → View Ann Arbor details →

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