Cost of Living: Jacksonville, FL vs Baltimore, MD (2026)

Jacksonville

Florida
92
VS

Baltimore

Maryland
84

Jacksonville is 10% more expensive than Baltimore.

$1,375/mo ↑ 7%
Median Rent
$1,290/mo ↓ 6%
$66,981/yr ↑ 12%
Median Income
$59,623/yr ↓ 11%
$266,100 ↑ 21%
Home Value
$219,300 ↓ 18%
$1,324/mo ≈ Same
Owner Costs
$1,333/mo ≈ Same
961,739
Population
577,193

Tax Comparison

0%
Income Tax
5.75%
6.0%
State Sales Tax
6.0%
0.86%
Property Tax
1.07%

Affordability

24.6%
rent-to-income
Affordability
26.0%
rent-to-income

Detailed Comparison

When comparing Jacksonville, FL and Baltimore, MD, the overall cost of living indices are 92 and 84 respectively (national median = 100). Rent is $85/month cheaper in Baltimore, saving renters about $1,020/year.

Median household income is $7,358/year higher in Jacksonville. Home values also differ significantly — the median in Jacksonville is $266,100 compared to $219,300 in Baltimore.

Florida has no state income tax, giving Jacksonville residents a significant tax advantage over Maryland's 5.75% rate.

Frequently Asked Questions

Jacksonville vs Baltimore — common questions

Is Jacksonville or Baltimore cheaper to live in?
Based on our cost index, Baltimore is cheaper to live in with an index of 84 compared to 92 (US average = 100).
What is the rent difference between Jacksonville and Baltimore?
Median rent in Jacksonville is $1,375/month and in Baltimore it's $1,290/month — a difference of $85/month.
Which city has higher income, Jacksonville or Baltimore?
Median household income is $66,981 in Jacksonville and $59,623 in Baltimore. Median household income is $7,358/year higher in Jacksonville.
How do taxes compare between Florida and Maryland?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. Maryland has 5.75% income tax, 6.0% sales tax, and 1.07% property tax.
Should I move to Jacksonville or Baltimore?
It depends on your priorities. Jacksonville has a cost index of 92 with median rent of $1,375/mo, while Baltimore has a cost index of 84 with rent of $1,290/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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