Cost of Living: Jacksonville, FL vs Cambridge, MA (2026)

Jacksonville

Florida
92
VS

Cambridge

Massachusetts
239

Jacksonville is 62% cheaper than Cambridge.

$1,375/mo ↓ 50%
Median Rent
$2,742/mo ↑ 99%
$66,981/yr ↓ 47%
Median Income
$126,469/yr ↑ 89%
$266,100 ↓ 74%
Home Value
$1,040,500 ↑ 291%
$1,324/mo ↓ 50%
Owner Costs
$2,634/mo ↑ 99%
961,739
Population
117,794

Tax Comparison

0%
Income Tax
9.0%
6.0%
State Sales Tax
6.25%
0.86%
Property Tax
1.15%

Affordability

24.6%
rent-to-income
Affordability
26.0%
rent-to-income

Detailed Comparison

When comparing Jacksonville, FL and Cambridge, MA, the overall cost of living indices are 92 and 239 respectively (national median = 100). Rent is $1,367/month cheaper in Jacksonville, saving renters about $16,404/year.

Median household income is $59,488/year higher in Cambridge. Home values also differ significantly — the median in Jacksonville is $266,100 compared to $1,040,500 in Cambridge.

Florida has no state income tax, giving Jacksonville residents a significant tax advantage over Massachusetts's 9.0% rate.

Frequently Asked Questions

Jacksonville vs Cambridge — common questions

Is Jacksonville or Cambridge cheaper to live in?
Based on our cost index, Jacksonville is cheaper to live in with an index of 92 compared to 239 (US average = 100).
What is the rent difference between Jacksonville and Cambridge?
Median rent in Jacksonville is $1,375/month and in Cambridge it's $2,742/month — a difference of $1,367/month.
Which city has higher income, Jacksonville or Cambridge?
Median household income is $66,981 in Jacksonville and $126,469 in Cambridge. Median household income is $59,488/year higher in Cambridge.
How do taxes compare between Florida and Massachusetts?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. Massachusetts has 9.0% income tax, 6.25% sales tax, and 1.15% property tax.
Should I move to Jacksonville or Cambridge?
It depends on your priorities. Jacksonville has a cost index of 92 with median rent of $1,375/mo, while Cambridge has a cost index of 239 with rent of $2,742/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Jacksonville details → View Cambridge details →

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